Searching for a flexible and affordable mortgage in Kansas City? Click or call (816) 631-9687 to talk to McGowan Mortgages, providing homeowners with award-winning advice and simple mortgage solutions.
You are in search of a mortgage that is flexible, affordable, and a fit for your needs now and in the future.
With our extensive selection of lending products, you can find the ideal home loan.
The application process is fast and easy so that you can close quickly and move into the home of your dreams.
Below are the types of home loans we offer. If you need help choosing a suitable type of loan, we can assist you during your consultation.
A conventional home loan is one without backing from a government agency. These may include conforming and non-conforming mortgages.
An FHA mortgage is a lending product guaranteed by the Federal Housing Administration. These home loans feature flexible qualification requirements, affordable rates, and low down payments. We also offer a special zero down FHA loan that is not available everywhere.
A VA mortgage backed by the Department of Veterans Affairs allows you to purchase a home with zero down and affordable rates if you are a veteran, active duty service member or eligible surviving spouse. Flexible qualification requirements make this an ideal product for a wide range of qualifying borrowers.
If you want a simple mortgage product that allows you to combine the cost of home purchase with repair and improvement costs, consider purchasing a home with an FHA 203K loan.
A USDA mortgage makes zero down home purchasing possible in rural locations throughout Missouri.
If you want to tap into your home equity for flexible financing, you can apply for a home equity loan (HELOAN) or a home equity line of credit (HELOC).
Traditional construction loans can be complicated and time-consuming. Moreover, delays with financing can hold back projects from completion.
Are you shopping for a home in Kansas City or elsewhere in Missouri as an undocumented immigrant? You can purchase a home without a Social Security number using a special product called an ITIN loan, or “Home Opportunity Loan.”
Apply for a home loan without a W-2 form if you are a self-employed borrower, business owner, or investor.
Any of the types of mortgages listed above can be suitable for a borrower shopping for their first home. You can receive the guidance you need to choose the right type of loan for your first home purchase from the friendly, patient experts at McGowan Mortgages.
Buy valuable real estate in Missouri with fast, flexible investment property financing to suit your requirements. We work hard to help you maximize the return on your investment with a competitive loan.
Supplement your income during retirement with a reverse mortgage so you can achieve more of your life goals and raise your standard of living.
A jumbo loan is a conventional loan that exceeds the conforming loan limits for Fannie Mae and Freddie Mac.
Do you want to buy a home with a fixed rate mortgage, but wish you could take advantage of the low introductory rate of an adjustable rate mortgage?
If you are ready to apply for a mortgage, our expert team is here to facilitate a smooth and easy loan process. We work with homebuyers and homeowners in Kansas City and throughout Missouri. To get started now, please call us today at (816) 631-9687 to schedule your consultation.
McGowan Mortgages is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.