Searching for a flexible and affordable mortgage in Kansas City? Click or call (816) 631-9687 to talk to McGowan Mortgages, providing homeowners with award-winning advice and simple mortgage solutions.
Frequently Asked Questions
Homebuyers and homeowners usually have many questions when they come to us for help with their home loans.
Below are answers to some of the questions we are asked most often. Don’t see the answer you are looking for here? Please call (816) 631-9687 to schedule a consult.
Q: What are your mortgage rates?
As the top team with the #1 Mortgage Broker in the country, we shop hundreds of the best lenders in the country to guarantee your best rates
There is no blanket answer to this question, since mortgage rates change over time. Not only that, but your qualifications will affect the rates you receive.
If you contact us for a consultation, we will have a chance to provide you with some estimates based on your information.
Q: What is the maximum amount I can borrow?
Certain types of mortgages have a universal cap, while others depend on the qualifications of individual borrowers. In either case, what type of loan you apply for and your borrower profile will determine the maximum amount.
Q: Is my credit score high enough for me to buy a home?
That depends on the type of mortgage you are applying for. We will assess the other details of your file, like your debt-to-income ratio and down payment, which will help determine your minimum down payment requirements.
Many borrowers are surprised to learn that there are mortgage products aimed specifically at customers without perfect credit.
Some examples include FHA and VA loans, where we can go down to 500 credit scores. During your consultation, we can discuss these and other options with you.
Something else to consider is your down payment. By making a larger down payment, you can compensate for some issues in your credit score.
Plus, we can help you boost your credit score with our Credit Rescore in-house process, once we receive your loan application. We will advise you as to how you can go about that process during your consultation.
Q: Can I buy a home without a 20% down payment?
Yes, it is possible to move into a home without making a 20% down payment. Low down payments are available for conventional loans, FHA loans, VA loans, and USDA loans. Actually, with a FHA, VA or USDA mortgage, you can buy a house with zero down.
You do not need a perfect credit score to qualify for a low down payment or no down payment.
Q: What is the maximum loan amount I can get?
Factors that impact the maximum amount of money you can borrow when purchasing a home include the type of mortgage, your borrower qualifications, and the loan limits when you apply.
We can give you an idea of the maximum loan amount for different mortgage products during your consultation.
Q: Do you work with borrowers where I live?
We are an Equal Housing Lender, based in Kansas City, with employees coast-to-coast and licensed in 40 states. We can help you nearly anywhere you're looking to purchase your new home.
Q: How does the process of switching over to McGowan Mortgages work if I'm already under contract elsewhere?
Switching is simpler than you might think. We often have clients transition to us for our lower rates, even when under contract. Contact us directly, and we'll guide you through the seamless process.
Get Answers to All Your Mortgage Questions
If you have more questions about buying a home or refinancing, you can contact us at (816) 631-9687 to schedule a consult. We look forward to helping you apply for the ideal home loan.
See What Our Clients Are Saying About Us!
Jeff Turner
23:16 10 Sep 24
Derek & team were great to work with! They were very responsive, answered my off-the-wall questions at any time of day, and helped me close faster than anticipated. I would definitely recommend others to work with Derek's team when looking for a house in the future!
matt oakley
13:39 26 Aug 24
Fast, efficient, informative and always professional!
Jamie Lynam
13:10 26 Aug 24
McGowan Mortgages worked very hard to get the job done. The communication is excellent and all the staff were so very nice and efficient. I cant say enough about how grateful I am for this company.
Reginaldo Garcia
20:24 21 Aug 24
Excelente Servicio y Atención. Gracias
Katie Brashears
22:54 16 Aug 24
They are a great company to work with. As a First time home buyer with all the questions they answered all of them and were available anytime I needed.
Denise jane Apostol
01:23 15 Aug 24
The best Mortgage company
Adam Stafford
18:21 11 Aug 24
Buying my first home was terrifying enough but Derek and his team got me through it anxiety attacks and all. He made the impossible happen and I can't thank him enough.
Mel Clark
16:26 08 Aug 24
I recently had the pleasure of working with McGowan Mortgages for my home, and I couldn't be happier with the experience. From start to finish, their team was professional, knowledgeable, and incredibly responsive.They guided me through the entire process with ease, explaining every step in detail and answering all my questions patiently. They were always available to address any concerns I had, which made me feel confident and supported throughout the process.McGowan Mortgages secured a fantastic interest rate for me, saving me a significant amount of money each month. Their dedication to finding the best possible deal for their clients is truly commendable.I highly recommend McGowan Mortgages to anyone looking for a mortgage or refinance. Their exceptional service, expertise, and commitment to their clients make them stand out from the rest. I am grateful for their assistance in making my refinance a smooth and successful experience.
Homer Simpson
16:37 06 Aug 24
Stephen Colberg
15:30 01 Aug 24
As a wholesale Account Executive for The Loan Store - I've had the privilege of working with Derek McGowan and his team on several transactions - The McGowan team are absolute professionals and tops in our industry - they are always working to get their clients the best possible rates and never miss a closing date - if you want the best rates and service you can't go wrong with the McGowan Team!
Tammy Sheaffer
20:33 29 Jul 24
Derek and his Team were a Breeze to work with. Being on the listing side, it's always so nice to have a lending team that cares not just about their client but about making sure all parties are working on the same goal - get to the closing table! Great communication and responds to emails - Thank you!Tammy~Transaction Coordinator for The Crossroads Real Estate Group of Keller Williams Diamond Partners Inc (Olathe)
Giselle Cintron
23:52 21 Jul 24
Derek and his team are amazing! They made sure this process ran smoothly from beginning to end. I am truly grateful for them and honestly never thought owning a home was going to be so easy. I will recommend McGowan Mortgages to anyone looking to purchase their home. 🏠
Paul Nsubisi Mwankusye
22:50 21 Jul 24
Very organized and professional which makes the process easy and smooth. I recommend
Keith Cooper II
20:15 21 Jul 24
Taylor Miranda
19:09 15 Jul 24
Derek is the best ever!!
Christina Cooper
14:03 05 Jul 24
tamikanicole
20:08 12 Jun 24
I love, working with them. This team works with you the whole way through. They even did follow up’s after the closing. I would recommend them to anyone who is looking to buy a home.
Andrea R
22:55 10 Jun 24
I don’t even know where to start. My husband and I have been trying to years and thankfully McGowen mortgages was recommended to us, we took a chance and gave it a try and they walked us through the entire process, kept constant communication and made sure to follow up with us after our approval.Thank you so much we really can’t thank you enough however we will telling anyone with ears how amazing our experience has been.God bless.
Dianne Hubbard
14:45 27 May 24
If I was to get another house I will surely come back to y'all y'all did the great job for me best job ever y'all went above and beyond for me thank you all so much and I will refer other people like my family members which I already have keep up the good work thank you so much
Elizabeth Bade
02:12 10 May 24
Nothing but great things to say. Michael did great!!!
Camren Veach
14:17 07 May 24
Super smart, super good at communication
Dee ohrt
00:11 07 May 24
Its been a pleasure working with attentive lenders. They have reached out several times trying to show they want me comfortable in the process. Though I'm still in the works with the loan, I am quite confident in the manner McGowan is handling my loan and I am thankful that my Veterans advocate have sent me to them.
Chelsey Kessler
20:40 06 May 24
The McGowan Mortgage team provides top-tier customer service and they're ALWAYS willing to dive in and help! Their attentiveness coupled with the robust variety of loan programs they offer makes them some of the best in the business. If you give them a shot at earning your business, I'm certain you'll be glad you did!
Adam Canote
02:29 05 May 24
Highly recommend! Michael Corujo is the best in the business. Always quick to reply and super knowledgeable.
Joe Schuster
13:50 04 May 24
Jeff Nguyen
13:03 04 May 24
Kimberly Roberts
22:55 03 May 24
Michael has been wonderful to work with! Extremely knowledgeable and easy to work with!
Brad Parks
21:53 03 May 24
We have done numerous transaction with Derrick, Michael, Jess, and the rest of their team . I can't say enough good things about these guys!!! They really go the extra mile for their clients to ensure a smooth closing process. 🍻🍻 to many more successful transactions!!! 😃😃😃
Thu Phan
21:46 03 May 24
McGowen Mortgage is super easy to work with! Michael is amazing! We literally got our Heloc in less than 2 weeks! Thanks guys!
Jeremyah Grigery
20:45 03 May 24
I'm not one to leave reviews on things, but I felt compelled to leave this one. Our experience with Michael was fantastic. Honestly, I'd leave 6 stars if they let me. Michael was very communicative throughout the entire process to the point of actually anticipating questions that we would have even before we got a chance to ask. Never dealt with someone who actually felt like a true "expert" in the field. I won't use anyone else in the future.
Certificate of Excellence
Copyright © | McGowan Mortgages | Terms of Use | Privacy Policy | TCPA Consent
McGowan Mortgages is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
Genrikh Karamyan
15:59 03 May 25
Amazing team, helped me a lot and explained all what I need in proper ways that easy to understand. 
keegan250
21:38 21 Mar 25
I dont know if i would recommend Mcgowan and heres why:1. Seemed like high mortgage fees in comparison to my previous mortgage closing (Chase bank).2. No communication on a rate buydown or mortgage fees until we were days away from closing and had no option but to proceed.3. I did an application with someone over the phone and the next day a lady called me to ask all of the same info as if I had never talked to them.4. They are annoying with automated communications that you cant seem to cancel.All in all they did ok, we didn’t have to do much on our end, it just left me feeling taken advantage of. 
Rick Saunders
19:10 21 Mar 25
McGowan Mortgages were easy to work with and closed quickly. I completed a refinance on a rental property with them and then closed on another property with them both in the same month. My realtor was also impressed with them and thought they were easy to work with. I plan on using them again to refinance down my second rental property. I highly recommend them. 
tammy davis
14:19 21 Mar 25
What a great team! Very friendly and easy to work with. We were able to close on our house in less than a month. 
Christina Avila
05:16 09 Mar 25
Derek and the team made the whole process easy and will answer any questions you might have! They guided me through the entire process, ensuring that I understood all my options and felt confident in my decisions! Thank you! 
D LLC
21:30 04 Mar 25
THIS COMPANY ROCKS!!!!Navy federal gave me HELL ON EARTH!!!Mcgowan Mortgage saved me big time on a refinance!!! Derek, Fidel, Megan, Jessica, they are awesome!! To work withWill most definitely continue to do business with them again!! 
Bob Paglia
17:20 04 Mar 25
Derek is a great Loan Officer that will go above and beyond to help you get into your home...His exceptional service and dedication truly sets him apart from the rest..Its always a pleasure to work with him! 
James Jablonski
13:46 04 Mar 25
I can’t say enough great things about Derek McGowan and his incredible team. Their professionalism, responsiveness, and commitment to finding the best solutions for clients truly set them apart.If you're looking for a lender who genuinely cares and delivers outstanding service, I highly recommend Derek McGowan and his amazing team.Jim Jablonski American Financial Resources LLC. 
Sofi Tenorio
21:06 03 Mar 25
Derek and his team are wonderful to work with! Proactive, friendly and professional. I would highly recommend. 
Teddy Kuzava
14:02 03 Mar 25
Derek McGowan was fantastic to work with! He’s fast, detail-oriented, and made the entire loan process smooth and stress-free. Highly recommend him for anyone looking for a reliable and efficient loan officer! 
Bill Scottish
03:37 03 Mar 25
Best mortgage company I’ve ever worked with. I would definitely recommend. Kept the word through the whole process. Thanks to all of you guys and gals!! 
Wade Humphreys
23:41 02 Mar 25
Derek McGowen and his team are the best in the business. As mortgage brokers they have access to endless loan options and best in market rates. If you want great service and experience look no further. 
Vaughn Kypke
02:24 02 Mar 25
Robyn has been a pleasure to work with and has provided a great experience! She is very communicative and helpful and has lots of knowledge! 
Jose G
19:57 01 Mar 25
Great experience working with the McGowan team. They were able to help me and my fiancé get qualified and were very helpful throughout the process. 
Jarret Schneidewind
19:34 01 Mar 25
The McGowan crew was great!! After trying a few mortgage company’s that wouldn’t approve us for the amount we wanted I found McGowan. They immediately got us approved for the amount we wanted. They for sure have ways of helping people who may have particular situations in the home buying process. Everyone was so nice and helpful and the one thing I especially loved was the prompt updates they were always keeping me informed on what was happening with my loan throughout the whole process. Jess the processor was also exceptional and made that whole process extremely stress free when it came time to get everything in order for the underwriter. Thanks for everything!! If I ever buy another house in the future I will certainly be using McGowan!! 
Frank Piper
17:13 01 Mar 25
Easy to work with very professional great at returning text email and calls and closing the deal I will deff use them again 
Coralee Cepeda
16:41 01 Mar 25
After so long trying and so close to my rental lease ending, I was recommended to this wonderful team and they made it happen. In about 30 days I was approved and moved in to my new home! Very grateful and happy. Smooth process.. Definitely will recommend. 
Taelor C
16:31 01 Mar 25
They made the whole process easy and kept me in the loop about everything! I definitely would recommend. 
rory lee
06:49 01 Mar 25
Derek and his team are great! Always there to answer any questions. Needed to close on time and they delivered! 
Desirae Houston
19:29 16 Feb 25
I started the home buying process middle of 2024. This was my first time seriously putting effort into purchasing a home. I was new to the home buying process and frankly discouraged. I did a little research prior about some of the home loan types that were tailored for my specific situation. After getting pre approved with McGowan Mortgages (found them through a quick google search, reviewed spoke for themselves) I was off to find my home. Megan was my contact that really made the process less overwhelming and managed everything I needed help with such as finding a real estate agent in my areas that was familiar with the USDA loan process and properties. I hit a few snags in my personal life that required some time away from looking for a home. Megan and the team did an amazing job not being pushy and allowing me to get back to the home buying process on my own time. I was also able to communicate with Derek and I’m pretty sure it was a holiday or close too when he took the time to explain more of the process and answer any questions I had to make sure I was comfortable with the crunched numbers once I had put an offer in on a house and it was accepted by the seller.I am so grateful for everyone that came together and surrounded me with so much kindness, help, and just treated me like family. Shout out to Roginia, real estate agent and Jessica, loan processor. ❤️❤️❤️ 
Joshua Cooper
23:19 13 Feb 25
Derek and his team were organized, responsive and got the job done for our mutual client. Great experience all around! 
Dawn Day
21:44 13 Feb 25
I've worked with McGowan Mortgages on multiple occasions. They are the absolute best at keeping everyone involved in a transaction, very well informed in the mortgage process. These folks at McGowan Mortgages strive to make sure clients understand everything!!! I highly recommend them to anyone interested in purchasing a home! 
Alicia Sierra
17:40 10 Feb 25
As a Realtor when working on a financed deal for a client, nothing is more important then timely response and accountability from the lender and MCGOWAN MORTGAGE offers both! Highly recommend! 
Rachel Tribby
15:13 01 Feb 25
I had a fantastic experience refinancing my home with Derek and his team at McGowan Mortgages. They made the entire process quick and seamless, handling everything efficiently and with great care. The team was incredibly friendly and responsive, always available to answer my questions and keep me updated. I felt taken care of every step of the way, and they really went above and beyond to make sure everything was done right. Highly recommend them for anyone looking to refinance! 
Don Saulnier
14:53 31 Jan 25
Jacquelyn Baxter
01:05 25 Jan 25
So helpful for first time buyers! Great customer service and responds quickly with great tools and information for buying a home! 
Dan Hostert
16:56 30 Dec 24
Derek and his team were great to work with. They constantly keep us up to date on the status of the loan and how things were progressing. They were very helpful and in constant communication. 
Kim Wilson
01:17 27 Dec 24
My husband and I are extremely pleased and grateful for the awesome job that McGowan Mortgage did for us.With 11 days to close we decided to go with McGowan due to issues with our other lender. McGowan’s team jumped right in and got us to close on time.Their entire team is professional, knowledgeable and kept us informed every step of the way!Most importantly we appreciate Derek and his team for caring about us to get us the best interest rate.We will definitely use them again and tell our family & friends about their services. 
reggie pittmon
05:24 26 Dec 24
Derek and his staff came through in clutch time! Under dyer circumstances they were able to get my clients closed in 7 days, and keep it 100% professional. I look forward to working with them again. 
Lynn Papenbrok
18:24 24 Dec 24
Derek and his team are stellar. Their communication and follow up is awesome.The have access to some very outside the box lending options for some of the more unique buyers.Highly recommend them! 
Alberto Rodriguez
01:07 24 Dec 24
Very easy to work with as I always say if McGowan mortgages can’t do it then no one can. 
anthony parker
06:48 09 Dec 24
My experience with the McGowans Corp was such a blessing and a truly one of a kind Adventure. We couldn’t have possibly chosen a more professionalKnowledgeable and well versed company thatmade our interactions feel more like family truth be told. They made the entire process seamless from start to finish, I mean wow and their confidence prior to any paperwork signing let us know what they do, how they work, what to expect as far as some highs and lows of new home searching. I would choose them a thousand times with confidence and ease in knowing the end results would be the same. Thank youDerek and Thao!! 
Betty Bruininks
21:29 28 Nov 24
Super Mortgage Company. They worked with me to get my mortgage when no other company would. They were with me the whole way. Constant communication and making sure all was getting done satisfactorily. So grateful to all of you. Thank you! 
Claudia Pena-Guzman
03:50 26 Nov 24
The team was phenomenal to work with and extremely helpful every step of the way. I look forward to working with them again to refinance or purchase another home. 
Togo
16:37 23 Nov 24
They were wonderful people to work with, very receptive, efficient and nice. :) buying my first home was made easy by McGowan! 
Steven Maldonado
01:30 06 Nov 24
After 22+ in the Navy, I retired as a disabled combat veteran. I just wanted to come back to my hometown, buy some dirt, and finish raising my family. McGowan Mortgages were able to make that dream happen for me. They were outstanding to work with, genuinely engaging, and very proactive. They went out of their way to get the best possible interest rate so I was able to maximize my purchasing power. Thank you McGowan Mortgages! 
Chris Hubbel
01:35 26 Oct 24
Easy, seamless process. Derek was always available by phone and explained everything, anytime, I had questions! 
Job Robles
22:07 24 Oct 24
Loved working with them in getting our home made it nice and smooth for me thank you guys again 
Tyler Schmitt
21:05 21 Oct 24
They went above and beyond to help us get into the home we found on a time crunch. Highly recommend Derek and his team. 
Oleg Shatalov
21:12 18 Oct 24
Brittany Faley
01:01 18 Oct 24
Fabulous team across the board! Derek and his team will be there with you every step of the way, focused not only on getting the sale through, but making sure to get you the best rates out there. Will definitely be working with their team again when it's time! 
Kitamwire 2020
04:18 11 Oct 24
As first time home buyers. Me & my wife were very pleased to have McGowan as our Mortgage broker. The staff members were very professional in guiding us through the paper works and always open for questions throughout the buying process. Made our first home buying experience much smooth. Definitely recommended to any potential home buyers. We are looking forward to refinance with them in the coming months. 
Alisa Coby
16:10 10 Oct 24
chantel coates
12:25 10 Oct 24
I am thrilled to share my experience with McGowan Mortgages, as they played a pivotal role in helping me purchase my first home after what had been a deeply frustrating journey with two other lenders. My previous attempts werefraught with delays and ultimately ended in heartbreak when both lenders denied my applications after months of waiting. It felt like I was stuck in a limbo, unsure if I would ever achieve my dream of homeownership.When I turned to McGowan Mortgages, I was greeted with a refreshing level of professionalism and genuine care. From the very beginning, they provided me with a clear and actionable plan to raise my credit score, which was crucialin securing my approval. I was able to move into my new home within just 2-3 weeks—an impressive turnaround compared to my previous experiences.What stood out most was the patience and understanding of the McGowan team, particularlyDerek, who worked tirelessly to ensure I was well-informed throughout the entire process. He was always available to address my concerns, no matter the time of day. This kind of support truly made a difference during atime when I felt overwhelmed by the complexities of home buying.Thanks to McGowan Mortgages, I secured an incredible deal: no money down and a competitive 5.2% interest rate. Additionally, when the seller requested more money for the extended wait caused by my previous lenders,Derek kindly offered me a $500 credit to help ease that burden. As a single mom and a veteran, this support was invaluable.I cannot thank Derek and the entire McGowan team enough for their dedication and commitment to helping me realize my dream of homeownership. They provided educational videos to guide methrough the process and kept me on track with timelines, making everything feel manageable and straightforward.In conclusion, I wholeheartedly recommend McGowan Mortgages to anyone seeking a lending partner. My experience was nothing short of exceptional, and I am now a proud homeowner because of their outstanding service. I would ratethem a firm 10 out of 10! 
Terry Broom
23:20 08 Oct 24
Buying our first home was an incredible experience thanks to McGowan Mortgage. From the very beginning, they were attentive, knowledgeable, and genuinely cared about our needs. Especially during the times we were ready to give up. They guided us through every step of the process, making it seamless and stress-free. We ended up finally finding the perfect house in a great neighborhood, all within our budget! Their expertise and dedication made a stressful process enjoyable. Highly recommend! ⭐️ 
Subbley Hayes
22:41 01 Oct 24
My husband and I had a smooth experience with McGowan Mortgages after a challenging start. Their professionalism and patience made our first-time home buying process effortless. Highly recommended! 
Steve Nelson
15:57 30 Sep 24
Team McGowan was great work with throughout the process. They are true advocates for their customers. 
Chanita Tuggle
05:10 27 Sep 24
Jessica was very helpful and knowledgeable about the whole process, patient with me being a 1st time home buyer she literally held my hand and walked me through the process will recommend McGowan Mortgages to my friends and family thanks for all you guys did for me Jeff Turner
23:16 10 Sep 24
Derek & team were great to work with! They were very responsive, answered my off-the-wall questions at any time of day, and helped me close faster than anticipated. I would definitely recommend others to work with Derek's team when looking for a house in the future! Jamie Lynam
13:10 26 Aug 24
McGowan Mortgages worked very hard to get the job done. The communication is excellent and all the staff were so very nice and efficient. I cant say enough about how grateful I am for this company. Katie Brashears
22:54 16 Aug 24
They are a great company to work with. As a First time home buyer with all the questions they answered all of them and were available anytime I needed. Adam Stafford
18:21 11 Aug 24
Buying my first home was terrifying enough but Derek and his team got me through it anxiety attacks and all. He made the impossible happen and I can't thank him enough. 
Mel Clark
16:26 08 Aug 24
I recently had the pleasure of working with McGowan Mortgages for my home, and I couldn't be happier with the experience. From start to finish, their team was professional, knowledgeable, and incredibly responsive.They guided me through the entire process with ease, explaining every step in detail and answering all my questions patiently. They were always available to address any concerns I had, which made me feel confident and supported throughout the process.McGowan Mortgages secured a fantastic interest rate for me, saving me a significant amount of money each month. Their dedication to finding the best possible deal for their clients is truly commendable.I highly recommend McGowan Mortgages to anyone looking for a mortgage or refinance. Their exceptional service, expertise, and commitment to their clients make them stand out from the rest. I am grateful for their assistance in making my refinance a smooth and successful experience. Homer Simpson
16:37 06 Aug 24
Tammy Sheaffer
20:33 29 Jul 24
Derek and his Team were a Breeze to work with. Being on the listing side, it's always so nice to have a lending team that cares not just about their client but about making sure all parties are working on the same goal - get to the closing table! Great communication and responds to emails - Thank you!Tammy~Transaction Coordinator for The Crossroads Real Estate Group of Keller Williams Diamond Partners Inc (Olathe) Giselle Cintron
23:52 21 Jul 24
Derek and his team are amazing! They made sure this process ran smoothly from beginning to end. I am truly grateful for them and honestly never thought owning a home was going to be so easy. I will recommend McGowan Mortgages to anyone looking to purchase their home. 🏠 Paul Nsubisi Mwankusye
22:50 21 Jul 24
Very organized and professional which makes the process easy and smooth. I recommend Keith Cooper II
20:15 21 Jul 24
Christina Cooper
14:03 05 Jul 24
tamikanicole
20:08 12 Jun 24
I love, working with them. This team works with you the whole way through. They even did follow up’s after the closing. I would recommend them to anyone who is looking to buy a home. 
Andrea R
22:55 10 Jun 24
I don’t even know where to start. My husband and I have been trying to years and thankfully McGowen mortgages was recommended to us, we took a chance and gave it a try and they walked us through the entire process, kept constant communication and made sure to follow up with us after our approval.Thank you so much we really can’t thank you enough however we will telling anyone with ears how amazing our experience has been.God bless. 
Dianne Hubbard
14:45 27 May 24
If I was to get another house I will surely come back to y'all y'all did the great job for me best job ever y'all went above and beyond for me thank you all so much and I will refer other people like my family members which I already have keep up the good work thank you so much Dee ohrt
00:11 07 May 24
Its been a pleasure working with attentive lenders. They have reached out several times trying to show they want me comfortable in the process. Though I'm still in the works with the loan, I am quite confident in the manner McGowan is handling my loan and I am thankful that my Veterans advocate have sent me to them. Chelsey Kessler
20:40 06 May 24
The McGowan Mortgage team provides top-tier customer service and they're ALWAYS willing to dive in and help! Their attentiveness coupled with the robust variety of loan programs they offer makes them some of the best in the business. If you give them a shot at earning your business, I'm certain you'll be glad you did! Adam Canote
02:29 05 May 24
Highly recommend! Michael Corujo is the best in the business. Always quick to reply and super knowledgeable. Jeff Nguyen
13:03 04 May 24
Reynaldo Ruiz
03:48 04 May 24
Kimberly Roberts
22:55 03 May 24
Michael has been wonderful to work with! Extremely knowledgeable and easy to work with! Brad Parks
21:53 03 May 24
We have done numerous transaction with Derrick, Michael, Jess, and the rest of their team . I can't say enough good things about these guys!!! They really go the extra mile for their clients to ensure a smooth closing process. 🍻🍻 to many more successful transactions!!! 😃😃😃 
Thu Phan
21:46 03 May 24
McGowen Mortgage is super easy to work with! Michael is amazing! We literally got our Heloc in less than 2 weeks! Thanks guys! Jeremyah Grigery
20:45 03 May 24
I'm not one to leave reviews on things, but I felt compelled to leave this one. Our experience with Michael was fantastic. Honestly, I'd leave 6 stars if they let me. Michael was very communicative throughout the entire process to the point of actually anticipating questions that we would have even before we got a chance to ask. Never dealt with someone who actually felt like a true "expert" in the field. I won't use anyone else in the future. 
Brandon Womack
20:29 03 May 24
Ask for Michael! Great guy, knowledgeable, and always willing to help. 
Quintin Morse
20:01 03 May 24
Michael Corujo was incredibly helpful in getting me the info I needed to be an educated buyer in the current market. Highly recommend. 
Stephanie Schupp
19:59 03 May 24
Michael is 10/10 as a mortgage broker. We have used Michael for several loans and he’s professional, timely, and has always saved us money. Highly recommend! 
AB Tubers
19:37 03 May 24
Michael Corujo was excellent. very friendly, professional, and timely communication from start to finish. Highly recommend 
Joshua Reeves
19:35 03 May 24
Derek has a great team over there! Michael C is the best! Made the proess so easy! 
Michael Tyler Corujo
19:05 03 May 24
Derek is the best. They have great rates and every loan product known to man.Their team is quick to respond and very nice and informative. I would recommend them to any of my friends or loved ones. 
Chelsey Kessler
17:49 03 May 24
Cindy Tran
00:49 12 Apr 24
Derek and his team are very helpful, organized and professional! They go above and beyond!! Would 100% recommend! 
Steven Wynands
21:19 09 Apr 24
Derek is such a forward-thinking Loan Officer that it's no wonder he's in the top 1% in the entire country! He and his team stay plugged into the industry so that they can provide the best options for their borrowers and real estate agents. Rock on Derek! 
Kendal Hatten
23:46 08 Apr 24
Derek and his team are wonderful! My husband and I are buying our first home. Derek was able to get me pre approved on a Sunday afternoon and has been available for my questions! I will be referring my family and friends to McGowan MortgagesExcellent service! 🥰🥰🥰 
Karen Myers
18:37 05 Mar 24
Very helpful with helping us secure a HELOC for the purchase of a second property. Always available for questions and responsive to any concerns. Thanks! 
Lorena Patterson
11:56 05 Mar 24
As a closer for a title company for the last 20 years I know good service and I love that I was given everything before I even had to ask for it. Love the organization and attention to detail. 
Betsy Siegfried
19:54 07 Feb 24
Derek and his team were great to partner with! Having happy buyers at the closing table is best part of our job. I would highly recommend and look forward to working with McGowan Mortgage again. 
Lori Sosa
14:28 07 Feb 24
As an escrow agent, closing on time is very important to me. Derek and his team have not only been ready on time but they are ready early. This speaks volumes in my world. 
Cesar Bustamante
18:57 05 Feb 24
It wasn't easy but Derek and his team work it out, we got the house that we wanted, we highly recommend them. 
ROD FAM
18:06 05 Feb 24
This was our first time buying a home & I can honestly say McGowan Mortgages was so helpful. Debra was so sweet and always available to answer our calls for any of our questions. It was a rough 3 months, but we finally secured our home, they were so patient and wanted to give us the best rate possible and did just that! Derek, Fidel the whole team was awesome and they made our first time buying a home so much more fun and definitely worth it! Thank you for everything. ×