If you are getting ready to purchase your first home, that process begins with shopping for your first home loan.
You can find a suitable mortgage with the help of McGowan Mortgages.
Our wide selection of lending products and easy mortgage process makes it a breeze to move quickly into your new home.
Discover the Ideal Mortgage to Buy Your First Home
We offer these types of loans to first time homebuyers:
You can purchase your first home with a conventional conforming loan if the amount you need to borrow is within the Fannie Mae and Freddie Mac conforming loan limits. Learn More »
As a first time homebuyer, you could be working to grow your credit score as you apply for a mortgage. If you apply for an FHA home loan guaranteed by the Federal Housing Administration, you do not need your score to be perfect to qualify for affordable rates and a low down payment. Learn More »
Are you a veteran, active duty service member, or eligible surviving spouse? Buy your first home using a VA mortgage insured by the US Department of Veterans Affairs to move in with zero down, affordable rates, and no private mortgage insurance. Learn More »
If you have your eye on a fixer-upper in Missouri, you can make it your first home by purchasing it with an FHA 203(k) loan. With this lending product, you can borrow to finance the purchase of the home and its repairs. Learn More »
You can purchase your first home in rural Missouri with no down payment using a USDA mortgage. You will be able to qualify for affordable rates through this program insured by the US Department of Agriculture. Learn More »
First time homebuyers who earn their income from means other than traditional employment can verify their incomes using bank statements, making for a fast, easy loan process. Learn More »
First time homebuyers may not be familiar with all of these mortgage options. You can find out about each of them in detail during your consultation. As you tell us about your financial scenario, we will be able to offer you personalized recommendations.
Why Choose Us as Your First Mortgage Company?
Here are a few reasons to work with McGowan Mortgages when you buy your first home:
- Receive the answers you are looking for. Our loan experts are friendly, patient, and transparent, offering you as much information as you need to make an informed choice about your first home loan.
- Buy a home with a lending product that is right for your individual scenario. With so many options to choose from, we can help any borrower find an ideal mortgage.
- Enjoy excellent customer service. We are not a big box lender. We are a small, local business that operates in a much more personal way. You will feel welcome at McGowan Mortgages as our neighbor.
- Find competitive rates. When you are shopping for your first home, you need a product that is going to help you maximize financial flexibility. You can find a loan that combines the features you are looking for to help you achieve your goals now and in the future.
- Look forward to a lifetime of support. You can count on us to answer your questions or help you refinance or make other adjustments as needed in the future.
Buy Your First Home in Kansas City or Beyond
You could soon be unlocking the door to your new home in Kansas City or anywhere in Missouri. To apply for a mortgage now or ask your questions about the home buying process, please call us today at (816) 631-9687 to schedule your consultation.
Do you know how much home you can afford?
Most people don’t... Find out in 10 minutes.Today's Mortgage Rates