If you are getting ready to purchase your first home, that process begins with shopping for your first home loan.

You can find a suitable mortgage with the help of McGowan Mortgages.

Our wide selection of lending products and easy mortgage process makes it a breeze to move quickly into your new home.

Discover the Ideal Mortgage to Buy Your First Home

We offer these types of loans to first time homebuyers:

Why Choose Us as Your First Mortgage Company?

Here are a few reasons to work with McGowan Mortgages when you buy your first home:

Receive the answers you are looking for. Our loan experts are friendly, patient, and transparent, offering you as much information as you need to make an informed choice about your first home loan.
Buy a home with a lending product that is right for your individual scenario. With so many options to choose from, we can help any borrower find an ideal mortgage.
Enjoy excellent customer service. We are not a big box lender. We are a small, local business that operates in a much more personal way. You will feel welcome at McGowan Mortgages as our neighbor.
Find competitive rates. When you are shopping for your first home, you need a product that is going to help you maximize financial flexibility. You can find a loan that combines the features you are looking for to help you achieve your goals now and in the future.
Look forward to a lifetime of support. You can count on us to answer your questions or help you refinance or make other adjustments as needed in the future.

Buy Your First Home in Kansas City or Beyond

You could soon be unlocking the door to your new home in Kansas City or anywhere in Missouri. To apply for a mortgage now or ask your questions about the home buying process, please call us today at (816) 631-9687 to schedule your consultation.

Do you know how much home you can afford?

Most people don’t... Find out in 10 minutes.

Today's Mortgage Rates

See What Our Clients Are Saying About Us!

McGowan Mortgages

4.9

Based on 145 reviews

Write a review

Jeff Turner

23:16 10 Sep 24

Derek & team were great to work with! They were very responsive, answered my off-the-wall questions at any time of day, and helped me close faster than anticipated. I would definitely recommend others to work with Derek's team when looking for a house in the future!

matt oakley

13:39 26 Aug 24

Fast, efficient, informative and always professional!

Jamie Lynam

13:10 26 Aug 24

McGowan Mortgages worked very hard to get the job done. The communication is excellent and all the staff were so very nice and efficient. I cant say enough about how grateful I am for this company.

Reginaldo Garcia

20:24 21 Aug 24

Excelente Servicio y Atención. Gracias

Katie Brashears

22:54 16 Aug 24

They are a great company to work with. As a First time home buyer with all the questions they answered all of them and were available anytime I needed.

Denise jane Apostol

01:23 15 Aug 24

The best Mortgage company

Adam Stafford

18:21 11 Aug 24

Buying my first home was terrifying enough but Derek and his team got me through it anxiety attacks and all. He made the impossible happen and I can't thank him enough.

Mel Clark

16:26 08 Aug 24

I recently had the pleasure of working with McGowan Mortgages for my home, and I couldn't be happier with the experience. From start to finish, their team was professional, knowledgeable, and incredibly responsive.They guided me through the entire process with ease, explaining every step in detail and answering all my questions patiently. They were always available to address any concerns I had, which made me feel confident and supported throughout the process.McGowan Mortgages secured a fantastic interest rate for me, saving me a significant amount of money each month. Their dedication to finding the best possible deal for their clients is truly commendable.I highly recommend McGowan Mortgages to anyone looking for a mortgage or refinance. Their exceptional service, expertise, and commitment to their clients make them stand out from the rest. I am grateful for their assistance in making my refinance a smooth and successful experience.

Homer Simpson

16:37 06 Aug 24

Stephen Colberg

15:30 01 Aug 24

As a wholesale Account Executive for The Loan Store - I've had the privilege of working with Derek McGowan and his team on several transactions - The McGowan team are absolute professionals and tops in our industry - they are always working to get their clients the best possible rates and never miss a closing date - if you want the best rates and service you can't go wrong with the McGowan Team!

Tammy Sheaffer

20:33 29 Jul 24

Derek and his Team were a Breeze to work with. Being on the listing side, it's always so nice to have a lending team that cares not just about their client but about making sure all parties are working on the same goal - get to the closing table! Great communication and responds to emails - Thank you!Tammy~Transaction Coordinator for The Crossroads Real Estate Group of Keller Williams Diamond Partners Inc (Olathe)

Giselle Cintron

23:52 21 Jul 24

Derek and his team are amazing! They made sure this process ran smoothly from beginning to end. I am truly grateful for them and honestly never thought owning a home was going to be so easy. I will recommend McGowan Mortgages to anyone looking to purchase their home. 🏠

Paul Nsubisi Mwankusye

22:50 21 Jul 24

Very organized and professional which makes the process easy and smooth. I recommend

Keith Cooper II

20:15 21 Jul 24

Taylor Miranda

19:09 15 Jul 24

Derek is the best ever!!

Christina Cooper

14:03 05 Jul 24

tamikanicole

20:08 12 Jun 24

I love, working with them. This team works with you the whole way through. They even did follow up’s after the closing. I would recommend them to anyone who is looking to buy a home.

Andrea R

22:55 10 Jun 24

I don’t even know where to start. My husband and I have been trying to years and thankfully McGowen mortgages was recommended to us, we took a chance and gave it a try and they walked us through the entire process, kept constant communication and made sure to follow up with us after our approval.Thank you so much we really can’t thank you enough however we will telling anyone with ears how amazing our experience has been.God bless.

Dianne Hubbard

14:45 27 May 24

If I was to get another house I will surely come back to y'all y'all did the great job for me best job ever y'all went above and beyond for me thank you all so much and I will refer other people like my family members which I already have keep up the good work thank you so much

Elizabeth Bade

02:12 10 May 24

Nothing but great things to say. Michael did great!!!

Camren Veach

14:17 07 May 24

Super smart, super good at communication

Dee ohrt

00:11 07 May 24

Its been a pleasure working with attentive lenders. They have reached out several times trying to show they want me comfortable in the process. Though I'm still in the works with the loan, I am quite confident in the manner McGowan is handling my loan and I am thankful that my Veterans advocate have sent me to them.

Chelsey Kessler

20:40 06 May 24

The McGowan Mortgage team provides top-tier customer service and they're ALWAYS willing to dive in and help! Their attentiveness coupled with the robust variety of loan programs they offer makes them some of the best in the business. If you give them a shot at earning your business, I'm certain you'll be glad you did!

Adam Canote

02:29 05 May 24

Highly recommend! Michael Corujo is the best in the business. Always quick to reply and super knowledgeable.

Joe Schuster

13:50 04 May 24

Jeff Nguyen

13:03 04 May 24

Kimberly Roberts

22:55 03 May 24

Michael has been wonderful to work with! Extremely knowledgeable and easy to work with!

Brad Parks

21:53 03 May 24

We have done numerous transaction with Derrick, Michael, Jess, and the rest of their team . I can't say enough good things about these guys!!! They really go the extra mile for their clients to ensure a smooth closing process. 🍻🍻 to many more successful transactions!!! 😃😃😃

Thu Phan

21:46 03 May 24

McGowen Mortgage is super easy to work with! Michael is amazing! We literally got our Heloc in less than 2 weeks! Thanks guys!

Jeremyah Grigery

20:45 03 May 24

I'm not one to leave reviews on things, but I felt compelled to leave this one. Our experience with Michael was fantastic. Honestly, I'd leave 6 stars if they let me. Michael was very communicative throughout the entire process to the point of actually anticipating questions that we would have even before we got a chance to ask. Never dealt with someone who actually felt like a true "expert" in the field. I won't use anyone else in the future.

‹

›

keegan250

21:38 21 Mar 25

I dont know if i would recommend Mcgowan and heres why:1. Seemed like high mortgage fees in comparison to my previous mortgage closing (Chase bank).2. No communication on a rate buydown or mortgage fees until we were days away from closing and had no option but to proceed.3. I did an application with someone over the phone and the next day a lady called me to ask all of the same info as if I had never talked to them.4. They are annoying with automated communications that you cant seem to cancel.All in all they did ok, we didn’t have to do much on our end, it just left me feeling taken advantage of.

Rick Saunders

19:10 21 Mar 25

McGowan Mortgages were easy to work with and closed quickly. I completed a refinance on a rental property with them and then closed on another property with them both in the same month. My realtor was also impressed with them and thought they were easy to work with. I plan on using them again to refinance down my second rental property. I highly recommend them.

tammy davis

14:19 21 Mar 25

What a great team! Very friendly and easy to work with. We were able to close on our house in less than a month.

Christina Avila

05:16 09 Mar 25

Derek and the team made the whole process easy and will answer any questions you might have! They guided me through the entire process, ensuring that I understood all my options and felt confident in my decisions! Thank you!

D LLC

21:30 04 Mar 25

THIS COMPANY ROCKS!!!!Navy federal gave me HELL ON EARTH!!!Mcgowan Mortgage saved me big time on a refinance!!! Derek, Fidel, Megan, Jessica, they are awesome!! To work withWill most definitely continue to do business with them again!!

Bob Paglia

17:20 04 Mar 25

Derek is a great Loan Officer that will go above and beyond to help you get into your home...His exceptional service and dedication truly sets him apart from the rest..Its always a pleasure to work with him!

James Jablonski

13:46 04 Mar 25

I can’t say enough great things about Derek McGowan and his incredible team. Their professionalism, responsiveness, and commitment to finding the best solutions for clients truly set them apart.If you're looking for a lender who genuinely cares and delivers outstanding service, I highly recommend Derek McGowan and his amazing team.Jim Jablonski American Financial Resources LLC.

Sofi Tenorio

21:06 03 Mar 25

Derek and his team are wonderful to work with! Proactive, friendly and professional. I would highly recommend.

Teddy Kuzava

14:02 03 Mar 25

Derek McGowan was fantastic to work with! He’s fast, detail-oriented, and made the entire loan process smooth and stress-free. Highly recommend him for anyone looking for a reliable and efficient loan officer!

Bill Scottish

03:37 03 Mar 25

Best mortgage company I’ve ever worked with. I would definitely recommend. Kept the word through the whole process. Thanks to all of you guys and gals!!

Wade Humphreys

23:41 02 Mar 25

Derek McGowen and his team are the best in the business. As mortgage brokers they have access to endless loan options and best in market rates. If you want great service and experience look no further.

Vaughn Kypke

02:24 02 Mar 25

Robyn has been a pleasure to work with and has provided a great experience! She is very communicative and helpful and has lots of knowledge!

Jose G

19:57 01 Mar 25

Great experience working with the McGowan team. They were able to help me and my fiancé get qualified and were very helpful throughout the process.

Jarret Schneidewind

19:34 01 Mar 25

The McGowan crew was great!! After trying a few mortgage company’s that wouldn’t approve us for the amount we wanted I found McGowan. They immediately got us approved for the amount we wanted. They for sure have ways of helping people who may have particular situations in the home buying process. Everyone was so nice and helpful and the one thing I especially loved was the prompt updates they were always keeping me informed on what was happening with my loan throughout the whole process. Jess the processor was also exceptional and made that whole process extremely stress free when it came time to get everything in order for the underwriter. Thanks for everything!! If I ever buy another house in the future I will certainly be using McGowan!!

Frank Piper

17:13 01 Mar 25

Easy to work with very professional great at returning text email and calls and closing the deal I will deff use them again

Coralee Cepeda

16:41 01 Mar 25

After so long trying and so close to my rental lease ending, I was recommended to this wonderful team and they made it happen. In about 30 days I was approved and moved in to my new home! Very grateful and happy. Smooth process.. Definitely will recommend.

Taelor C

16:31 01 Mar 25

They made the whole process easy and kept me in the loop about everything! I definitely would recommend.

rory lee

06:49 01 Mar 25

Derek and his team are great! Always there to answer any questions. Needed to close on time and they delivered!

Desirae Houston

19:29 16 Feb 25

I started the home buying process middle of 2024. This was my first time seriously putting effort into purchasing a home. I was new to the home buying process and frankly discouraged. I did a little research prior about some of the home loan types that were tailored for my specific situation. After getting pre approved with McGowan Mortgages (found them through a quick google search, reviewed spoke for themselves) I was off to find my home. Megan was my contact that really made the process less overwhelming and managed everything I needed help with such as finding a real estate agent in my areas that was familiar with the USDA loan process and properties. I hit a few snags in my personal life that required some time away from looking for a home. Megan and the team did an amazing job not being pushy and allowing me to get back to the home buying process on my own time. I was also able to communicate with Derek and I’m pretty sure it was a holiday or close too when he took the time to explain more of the process and answer any questions I had to make sure I was comfortable with the crunched numbers once I had put an offer in on a house and it was accepted by the seller.I am so grateful for everyone that came together and surrounded me with so much kindness, help, and just treated me like family. Shout out to Roginia, real estate agent and Jessica, loan processor. ❤️❤️❤️

Joshua Cooper

23:19 13 Feb 25

Derek and his team were organized, responsive and got the job done for our mutual client. Great experience all around!

Dawn Day

21:44 13 Feb 25

I've worked with McGowan Mortgages on multiple occasions. They are the absolute best at keeping everyone involved in a transaction, very well informed in the mortgage process. These folks at McGowan Mortgages strive to make sure clients understand everything!!! I highly recommend them to anyone interested in purchasing a home!

Alicia Sierra

17:40 10 Feb 25

As a Realtor when working on a financed deal for a client, nothing is more important then timely response and accountability from the lender and MCGOWAN MORTGAGE offers both! Highly recommend!

Rachel Tribby

15:13 01 Feb 25

I had a fantastic experience refinancing my home with Derek and his team at McGowan Mortgages. They made the entire process quick and seamless, handling everything efficiently and with great care. The team was incredibly friendly and responsive, always available to answer my questions and keep me updated. I felt taken care of every step of the way, and they really went above and beyond to make sure everything was done right. Highly recommend them for anyone looking to refinance!

Janna Hart

14:53 31 Jan 25

Amazing team with the fastest service I’ve ever seen. HIGHLY RECOMMEND!!

Don Saulnier

Jacquelyn Baxter

01:05 25 Jan 25

So helpful for first time buyers! Great customer service and responds quickly with great tools and information for buying a home!

Dan Hostert

16:56 30 Dec 24

Derek and his team were great to work with. They constantly keep us up to date on the status of the loan and how things were progressing. They were very helpful and in constant communication.

Kim Wilson

01:17 27 Dec 24

My husband and I are extremely pleased and grateful for the awesome job that McGowan Mortgage did for us.With 11 days to close we decided to go with McGowan due to issues with our other lender. McGowan’s team jumped right in and got us to close on time.Their entire team is professional, knowledgeable and kept us informed every step of the way!Most importantly we appreciate Derek and his team for caring about us to get us the best interest rate.We will definitely use them again and tell our family & friends about their services.

reggie pittmon

05:24 26 Dec 24

Derek and his staff came through in clutch time! Under dyer circumstances they were able to get my clients closed in 7 days, and keep it 100% professional. I look forward to working with them again.

Lynn Papenbrok

18:24 24 Dec 24

Derek and his team are stellar. Their communication and follow up is awesome.The have access to some very outside the box lending options for some of the more unique buyers.Highly recommend them!

Alberto Rodriguez

01:07 24 Dec 24

Very easy to work with as I always say if McGowan mortgages can’t do it then no one can.

anthony parker

06:48 09 Dec 24

My experience with the McGowans Corp was such a blessing and a truly one of a kind Adventure. We couldn’t have possibly chosen a more professionalKnowledgeable and well versed company thatmade our interactions feel more like family truth be told. They made the entire process seamless from start to finish, I mean wow and their confidence prior to any paperwork signing let us know what they do, how they work, what to expect as far as some highs and lows of new home searching. I would choose them a thousand times with confidence and ease in knowing the end results would be the same. Thank youDerek and Thao!!

Betty Bruininks

21:29 28 Nov 24

Super Mortgage Company. They worked with me to get my mortgage when no other company would. They were with me the whole way. Constant communication and making sure all was getting done satisfactorily. So grateful to all of you. Thank you!

Claudia Pena-Guzman

03:50 26 Nov 24

The team was phenomenal to work with and extremely helpful every step of the way. I look forward to working with them again to refinance or purchase another home.

Noah Lee

20:51 25 Nov 24

Derek was very helpful in the overwhelming process of buying a house!

Ash Dow (Camadow)

17:57 23 Nov 24

Awesome team! Enjoyed working with them!

Togo

16:37 23 Nov 24

They were wonderful people to work with, very receptive, efficient and nice. :) buying my first home was made easy by McGowan!

Steven Maldonado

01:30 06 Nov 24

After 22+ in the Navy, I retired as a disabled combat veteran. I just wanted to come back to my hometown, buy some dirt, and finish raising my family. McGowan Mortgages were able to make that dream happen for me. They were outstanding to work with, genuinely engaging, and very proactive. They went out of their way to get the best possible interest rate so I was able to maximize my purchasing power. Thank you McGowan Mortgages!

Chris Hubbel

01:35 26 Oct 24

Easy, seamless process. Derek was always available by phone and explained everything, anytime, I had questions!

Job Robles

22:07 24 Oct 24

Loved working with them in getting our home made it nice and smooth for me thank you guys again

Tyler Schmitt

21:05 21 Oct 24

They went above and beyond to help us get into the home we found on a time crunch. Highly recommend Derek and his team.

Oleg Shatalov

21:12 18 Oct 24

Brittany Faley

01:01 18 Oct 24

Fabulous team across the board! Derek and his team will be there with you every step of the way, focused not only on getting the sale through, but making sure to get you the best rates out there. Will definitely be working with their team again when it's time!

Kitamwire 2020

04:18 11 Oct 24

As first time home buyers. Me & my wife were very pleased to have McGowan as our Mortgage broker. The staff members were very professional in guiding us through the paper works and always open for questions throughout the buying process. Made our first home buying experience much smooth. Definitely recommended to any potential home buyers. We are looking forward to refinance with them in the coming months.

Alisa Coby

16:10 10 Oct 24

chantel coates

12:25 10 Oct 24

I am thrilled to share my experience with McGowan Mortgages, as they played a pivotal role in helping me purchase my first home after what had been a deeply frustrating journey with two other lenders. My previous attempts werefraught with delays and ultimately ended in heartbreak when both lenders denied my applications after months of waiting. It felt like I was stuck in a limbo, unsure if I would ever achieve my dream of homeownership.When I turned to McGowan Mortgages, I was greeted with a refreshing level of professionalism and genuine care. From the very beginning, they provided me with a clear and actionable plan to raise my credit score, which was crucialin securing my approval. I was able to move into my new home within just 2-3 weeks—an impressive turnaround compared to my previous experiences.What stood out most was the patience and understanding of the McGowan team, particularlyDerek, who worked tirelessly to ensure I was well-informed throughout the entire process. He was always available to address my concerns, no matter the time of day. This kind of support truly made a difference during atime when I felt overwhelmed by the complexities of home buying.Thanks to McGowan Mortgages, I secured an incredible deal: no money down and a competitive 5.2% interest rate. Additionally, when the seller requested more money for the extended wait caused by my previous lenders,Derek kindly offered me a $500 credit to help ease that burden. As a single mom and a veteran, this support was invaluable.I cannot thank Derek and the entire McGowan team enough for their dedication and commitment to helping me realize my dream of homeownership. They provided educational videos to guide methrough the process and kept me on track with timelines, making everything feel manageable and straightforward.In conclusion, I wholeheartedly recommend McGowan Mortgages to anyone seeking a lending partner. My experience was nothing short of exceptional, and I am now a proud homeowner because of their outstanding service. I would ratethem a firm 10 out of 10!

Terry Broom

23:20 08 Oct 24

Buying our first home was an incredible experience thanks to McGowan Mortgage. From the very beginning, they were attentive, knowledgeable, and genuinely cared about our needs. Especially during the times we were ready to give up. They guided us through every step of the process, making it seamless and stress-free. We ended up finally finding the perfect house in a great neighborhood, all within our budget! Their expertise and dedication made a stressful process enjoyable. Highly recommend! ⭐️

17:03 04 Oct 24

Great service!

Luis Martinez

21:46 03 Oct 24

Had the best experience.

Caleb White

00:39 02 Oct 24

Always going above

Subbley Hayes

22:41 01 Oct 24

My husband and I had a smooth experience with McGowan Mortgages after a challenging start. Their professionalism and patience made our first-time home buying process effortless. Highly recommended!

Steve Nelson

15:57 30 Sep 24

Team McGowan was great work with throughout the process. They are true advocates for their customers.

Chanita Tuggle

05:10 27 Sep 24

Jessica was very helpful and knowledgeable about the whole process, patient with me being a 1st time home buyer she literally held my hand and walked me through the process will recommend McGowan Mortgages to my friends and family thanks for all you guys did for me

Reynaldo Ruiz

03:48 04 May 24

Brandon Womack

20:29 03 May 24

Ask for Michael! Great guy, knowledgeable, and always willing to help.

Quintin Morse

20:01 03 May 24

Michael Corujo was incredibly helpful in getting me the info I needed to be an educated buyer in the current market. Highly recommend.

Stephanie Schupp

19:59 03 May 24

Michael is 10/10 as a mortgage broker. We have used Michael for several loans and he’s professional, timely, and has always saved us money. Highly recommend!

AB Tubers

19:37 03 May 24

Michael Corujo was excellent. very friendly, professional, and timely communication from start to finish. Highly recommend

Joshua Reeves

19:35 03 May 24

Derek has a great team over there! Michael C is the best! Made the proess so easy!

Michael Tyler Corujo

19:05 03 May 24

Derek is the best. They have great rates and every loan product known to man.Their team is quick to respond and very nice and informative. I would recommend them to any of my friends or loved ones.

17:49 03 May 24

Kyle Coleman

22:37 12 Apr 24

Great to work with them, closed really quick. Great communication!

Cindy Tran

00:49 12 Apr 24

Derek and his team are very helpful, organized and professional! They go above and beyond!! Would 100% recommend!

Steven Wynands

21:19 09 Apr 24

Derek is such a forward-thinking Loan Officer that it's no wonder he's in the top 1% in the entire country! He and his team stay plugged into the industry so that they can provide the best options for their borrowers and real estate agents. Rock on Derek!

Kendal Hatten

23:46 08 Apr 24

Derek and his team are wonderful! My husband and I are buying our first home. Derek was able to get me pre approved on a Sunday afternoon and has been available for my questions! I will be referring my family and friends to McGowan MortgagesExcellent service! 🥰🥰🥰

Karen Myers

18:37 05 Mar 24

Very helpful with helping us secure a HELOC for the purchase of a second property. Always available for questions and responsive to any concerns. Thanks!

Lorena Patterson

11:56 05 Mar 24

As a closer for a title company for the last 20 years I know good service and I love that I was given everything before I even had to ask for it. Love the organization and attention to detail.

Betsy Siegfried

19:54 07 Feb 24

Derek and his team were great to partner with! Having happy buyers at the closing table is best part of our job. I would highly recommend and look forward to working with McGowan Mortgage again.

Lori Sosa

14:28 07 Feb 24

As an escrow agent, closing on time is very important to me. Derek and his team have not only been ready on time but they are ready early. This speaks volumes in my world.

Cesar Bustamante

18:57 05 Feb 24

It wasn't easy but Derek and his team work it out, we got the house that we wanted, we highly recommend them.

ROD FAM

18:06 05 Feb 24

This was our first time buying a home & I can honestly say McGowan Mortgages was so helpful. Debra was so sweet and always available to answer our calls for any of our questions. It was a rough 3 months, but we finally secured our home, they were so patient and wanted to give us the best rate possible and did just that! Derek, Fidel the whole team was awesome and they made our first time buying a home so much more fun and definitely worth it! Thank you for everything.

John F

01:27 03 Feb 24

Great experience! Highly recommend

First Time Homebuyers in Missouri

Discover the Ideal Mortgage to Buy Your First Home

Why Choose Us as Your First Mortgage Company?

Buy Your First Home in Kansas City or Beyond

See What Our Clients Are Saying About Us!

Certificate of Excellence