About McGowan Mortgages

Licensed to work with clients in 30 different states.

Welcome to

McGowan Mortgages

We are your home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

We have helped thousands of families in Kansas City and throughout Missouri to make their dreams come true. We can’t wait to do the same for you.

Derek McGowan owner of McGowan Mortgages

Get to Know
Derek McGowan

I am Derek McGowan, your local Kansas City mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients, and focus on bringing you peace of mind throughout the home financing process.

I am always here to answer your questions! Ultimately a successful loan closing is my main goal. My team and I use our collective skills and expertise to make that happen for you. We are 100% committed to total client satisfaction. From the first phone call to the closing, we are here for you. I can assist first time homebuyers, investors, self-employed borrowers or high net worth clients with the same smooth efficiency. Regardless of your situation, I will direct you through the process and continue to be a resource well after your loan has closed.

Why Choose McGowan Mortgages?

McGowan Mortgages is a nationally regarded lender with a small business feel. You can look forward to a level of customer service that no big box lender can offer. At the same time, you can take advantage of some of the most competitive financing in the country.

You can find the ideal mortgage for your needs with our wide spectrum of lending products. The mortgage process is fast, easy, and flexible, whether you are buying a home, refinancing, or investing in real estate. Traditional employees as well as self-employed borrowers will appreciate how smooth and streamlined the steps of the mortgage process are. Plus, our dedicated loan experts will be here to walk you through them one by one.

You can close fast with the help of the McGowan Mortgages team. We are here to clear obstacles out of the way and offer the responsive communication you need to facilitate rapid progress toward your goals. Before you know it, you will be receiving the keys to your dream home.

Ready To Get Started?

You are just a phone call away from taking the next steps toward buying a home or refinancing anywhere in Missouri. Ready to start the application process? Please call us today at (816) 631-9687 to schedule your consult.

See What Our Clients Are Saying About Us!

Trena
Trena
18:09 31 Aug 22
Derek is amazing! I've worked with him on a refinance at his previous company, I recommended him to multiple friends who also chose to work with him, and then I reached out to him again for my recent home purchase with his new company. He and his team did an outstanding job dealing with my unique situation, found a way to make it work, and then kept in constant contact with the agents (both buyer's and seller's) to ensure that things stayed on schedule and moved smoothly. They're awesome, and I highly recommend them to anybody in the market for a purchase or refinance!
Kimaada Ellison
Kimaada Ellison
18:35 22 Aug 22
As a first time home buyer with very limited knowledge about this entire process, this company and all of its staff have really made me feel comfortable about asking questions and learning about how everything works. Elijah has fielded many questions from me and each time was able to rationally explain everything to me in layman's terms that helped me understand. I am so pleased to have come across this organization and would recommend them to any potential home buyer without hesitation. Keep up the great work guys.- KE
Sam Kolthay
Sam Kolthay
16:48 15 Aug 22
This is the second time I've worked with Derek on buying a house, and I know I'd use him for a third!Derek and his team work tirelessly to get the loan across the line as quickly as possible and at the best rate.I highly recommend trusting Derek with your loan needs!
nathan denham
nathan denham
20:17 07 Aug 22
Being involved with Real Estate for many years my clients have used many different lenders. There have been good ones and bad ones but McGowan Mortgage is different than the rest and always delivers. I highly recommend you use McGowan Mortgage for your financial lending needs.
Rachel Diebold
Rachel Diebold
00:18 29 Jul 22
Tarek Jebali
Tarek Jebali
02:08 22 Jul 22
Derek is a true professional; knowledgeable, hard worker and he is here when you need him.Thank you again for everything and for hanging in there with me. I highly recommend him for your mortgage needs
Steve Lopez
Steve Lopez
02:06 13 Jul 22
First time buying a home couldn’t have choose anyone better. Super helpful and have a wonderful team that will make sure all your questions get answers. Definitely recommend
Jared Pfeiffer
Jared Pfeiffer
13:39 18 May 22
I have worked with Derek and his team on multiple purchases. His attention to detail, the speed in which he works and his collaboration makes him at the top of his industry in my opinion.Looking forward to continuing to work with him in the future.
Annie
Annie
00:44 02 May 22
artbycins
artbycins
03:04 01 May 22
Eric L
Eric L
14:41 29 Apr 22
Derek is awesome!! His knowledge of the mortgage industry is incredible. Every question I’ve had for him he gives me an easy-to-understand yet in-depth answer. We’re working on a refi for our current home and I’ll definitely reach back out once we’re ready to purchase our next home! Thanks Derek!!
Steve Zebley
Steve Zebley
13:56 29 Apr 22
Derek McGowan is the best!
Elijah Dixon
Elijah Dixon
00:10 29 Apr 22
Derek and his team are extremely knowledgeable. The level of communication and use of technology is second to none ....
Sam Tracy
Sam Tracy
20:02 28 Apr 22
Derek helped my wife and I buy our first house and was so great at walking us through the entire process, making sure we understood everything. He was always available to answer all of our questions and was impressively quick on getting paperwork signed and submitted. Put simply, he made everything easy. So glad we worked with Derek and he will be our first call when we look at moving again!
Collin Joiner
Collin Joiner
18:23 28 Apr 22
Derek is absolutely fantastic! Not only did he make financing my new home completely seemless, but he made himself available practically 24/7. Not like your usual broker that claims they can always be reached and has your best interest at heart, but he is genuine, up front, and when you pick up the phone to call or text him... he actually answers or gets right back with you! I did my initial loan with him, when rates dropped I did my refi with him, I also got my ex to finance through him for her first home. And through each interaction he stayed consistent in his approach and true to the values he promises. If it's Derek or associated with Derek, I promise you can't beat it!! He's the best!
Gabe Buckner
Gabe Buckner
12:28 27 Apr 22
Really smooth process from start to finish! Incredibly resourceful in every aspect. Will use again.
Todd Minear
Todd Minear
12:11 27 Apr 22
Derek is professional, responsive and always friendly. He always delivers. Highley recommended!
Tammy Walker
Tammy Walker
10:28 27 Apr 22
Derek was absolutely great in helping us refinance our mortgage. He walked us through everything and was always ready to answer any questions we had. We would definitely use him again.
Diamon Collins
Diamon Collins
05:47 27 Apr 22
Very knowledgeable and friendly! We were able to take the helpful information given to choose the best option for our home buying needs! Highly recommended!
Kc Thizz-N-Vision Tv
Kc Thizz-N-Vision Tv
05:10 27 Apr 22
james ellis
james ellis
04:29 27 Apr 22
The communication and overall process was awesome. Zero issues and had me ready to close 2 weeks early. Highly recommend.
Markus Marrs
Markus Marrs
04:29 27 Apr 22
Derek and his team made sure to do the best by me and my family!
Kelli Harpe
Kelli Harpe
01:27 24 Apr 22
Derek and his crew have been ultra responsive since day 1. Phone calls are promptly returned and questions answered with confidence. Excellent customer service.
Marria Tran
Marria Tran
23:58 23 Apr 22
Derek and the McGowan Mortgage Team were top-notch from start to finish. Buying a home for the first time was incredibly overwhelming and stressful but Derek and his team educated us through the entire process. They went above and beyond to help us with questions and concerns that were outside of their control, making us feel like we were their #1 priority. Exceptional communication and promptness on our closing date. Derek was very knowledgeable with understanding the market conditions and did everything to make sure we had the best rate possible! We are lifelong customers and would highly recommend to anyone and everyone! ⭐️
Marissa jacobs
Marissa jacobs
22:40 23 Apr 22
Derek has been truly wonderful!
Nate Lickteig
Nate Lickteig
13:14 16 Mar 22
Derek and the team at McGowan Mortgage are incredible. They all were very diligent to walk us through the process from the application up through closing day. They were consistently available to answer questions with multiple avenues to call and text to get quick answers. They were meticulously thorough in showing all of the factors determining our rates and how they were getting us the best available option. The tools that were provided to help calculate our estimated payments were specific to our loan and were fantastic to pin point what the mortgage payments would look like for each of the homes which we considered. We shopped with one other lender and between the rate offers and level of communication it was an absolute no-brainer to work with Derek and the team at McGowan Mortgage.
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