Searching for a flexible and affordable mortgage in Kansas City? Click or call (816) 631-9687 to talk to McGowan Mortgages, providing homeowners with award-winning advice and simple mortgage solutions.
Our Mortgage Process
McGowan Mortgages makes the loan process quick and easy so you can focus on your home search, close rapidly, and receive the keys to your new home.
1
Pre-Approval.
- Run numbers on your offer
- Lock in your best interest rate/financing
2
Order Appraisal.
- Title work, insurance
- Help you gather documents for underwriting
- Liaison between underwriter and homeowner to complete clear to close/final approval.
3
Homeowners Insurance.
- Title Work
- Appraisal
4
Underwriting
5
Congratulations!
You are cleared to close!
The Perfect Loan Timeline
- Day 1 - Loan is started, the McGowan Mortgages Team confirms all details of the transaction
- Day 2 - 4 - Initial disclosure are emailed and signed by Homeowner
- Day 6 - 7 - Loan is sent to underwriting. Title, Insurance and Appraisal are ordered
- Day 8 - 10 - The loan conditionally approved by underwriting
- Day 10 -12 - The Processor goes over final items with Homeowner
- Day 15 - 20 - The Final items are completed, The loan is sent back for final approval with underwriting.
- Day 20 - 22 - Final Approval cleared to close!
- Day 22 - 25 - Closing!
Want To Apply for a Mortgage in Kansas City, MO
Have questions about our mortgage process, or ready to apply for a home loan? Please give the McGowan Mortgages a call at (816) 631-9687 to schedule your consultation. We are based in Kansas City and help homebuyers throughout the country.
See What Our Clients Are Saying About Us!
Jeff Turner
23:16 10 Sep 24
Derek & team were great to work with! They were very responsive, answered my off-the-wall questions at any time of day, and helped me close faster than anticipated. I would definitely recommend others to work with Derek's team when looking for a house in the future!
matt oakley
13:39 26 Aug 24
Fast, efficient, informative and always professional!
Jamie Lynam
13:10 26 Aug 24
McGowan Mortgages worked very hard to get the job done. The communication is excellent and all the staff were so very nice and efficient. I cant say enough about how grateful I am for this company.
Reginaldo Garcia
20:24 21 Aug 24
Excelente Servicio y Atención. Gracias
Katie Brashears
22:54 16 Aug 24
They are a great company to work with. As a First time home buyer with all the questions they answered all of them and were available anytime I needed.
Denise jane Apostol
01:23 15 Aug 24
The best Mortgage company
Adam Stafford
18:21 11 Aug 24
Buying my first home was terrifying enough but Derek and his team got me through it anxiety attacks and all. He made the impossible happen and I can't thank him enough.
Mel Clark
16:26 08 Aug 24
I recently had the pleasure of working with McGowan Mortgages for my home, and I couldn't be happier with the experience. From start to finish, their team was professional, knowledgeable, and incredibly responsive.They guided me through the entire process with ease, explaining every step in detail and answering all my questions patiently. They were always available to address any concerns I had, which made me feel confident and supported throughout the process.McGowan Mortgages secured a fantastic interest rate for me, saving me a significant amount of money each month. Their dedication to finding the best possible deal for their clients is truly commendable.I highly recommend McGowan Mortgages to anyone looking for a mortgage or refinance. Their exceptional service, expertise, and commitment to their clients make them stand out from the rest. I am grateful for their assistance in making my refinance a smooth and successful experience.
Homer Simpson
16:37 06 Aug 24
Stephen Colberg
15:30 01 Aug 24
As a wholesale Account Executive for The Loan Store - I've had the privilege of working with Derek McGowan and his team on several transactions - The McGowan team are absolute professionals and tops in our industry - they are always working to get their clients the best possible rates and never miss a closing date - if you want the best rates and service you can't go wrong with the McGowan Team!
Tammy Sheaffer
20:33 29 Jul 24
Derek and his Team were a Breeze to work with. Being on the listing side, it's always so nice to have a lending team that cares not just about their client but about making sure all parties are working on the same goal - get to the closing table! Great communication and responds to emails - Thank you!Tammy~Transaction Coordinator for The Crossroads Real Estate Group of Keller Williams Diamond Partners Inc (Olathe)
Giselle Cintron
23:52 21 Jul 24
Derek and his team are amazing! They made sure this process ran smoothly from beginning to end. I am truly grateful for them and honestly never thought owning a home was going to be so easy. I will recommend McGowan Mortgages to anyone looking to purchase their home. 🏠
Paul Nsubisi Mwankusye
22:50 21 Jul 24
Very organized and professional which makes the process easy and smooth. I recommend
Keith Cooper II
20:15 21 Jul 24
Taylor Miranda
19:09 15 Jul 24
Derek is the best ever!!
Christina Cooper
14:03 05 Jul 24
tamikanicole
20:08 12 Jun 24
I love, working with them. This team works with you the whole way through. They even did follow up’s after the closing. I would recommend them to anyone who is looking to buy a home.
Andrea R
22:55 10 Jun 24
I don’t even know where to start. My husband and I have been trying to years and thankfully McGowen mortgages was recommended to us, we took a chance and gave it a try and they walked us through the entire process, kept constant communication and made sure to follow up with us after our approval.Thank you so much we really can’t thank you enough however we will telling anyone with ears how amazing our experience has been.God bless.
Dianne Hubbard
14:45 27 May 24
If I was to get another house I will surely come back to y'all y'all did the great job for me best job ever y'all went above and beyond for me thank you all so much and I will refer other people like my family members which I already have keep up the good work thank you so much
Elizabeth Bade
02:12 10 May 24
Nothing but great things to say. Michael did great!!!
Camren Veach
14:17 07 May 24
Super smart, super good at communication
Dee ohrt
00:11 07 May 24
Its been a pleasure working with attentive lenders. They have reached out several times trying to show they want me comfortable in the process. Though I'm still in the works with the loan, I am quite confident in the manner McGowan is handling my loan and I am thankful that my Veterans advocate have sent me to them.
Chelsey Kessler
20:40 06 May 24
The McGowan Mortgage team provides top-tier customer service and they're ALWAYS willing to dive in and help! Their attentiveness coupled with the robust variety of loan programs they offer makes them some of the best in the business. If you give them a shot at earning your business, I'm certain you'll be glad you did!
Adam Canote
02:29 05 May 24
Highly recommend! Michael Corujo is the best in the business. Always quick to reply and super knowledgeable.
Joe Schuster
13:50 04 May 24
Jeff Nguyen
13:03 04 May 24
Kimberly Roberts
22:55 03 May 24
Michael has been wonderful to work with! Extremely knowledgeable and easy to work with!
Brad Parks
21:53 03 May 24
We have done numerous transaction with Derrick, Michael, Jess, and the rest of their team . I can't say enough good things about these guys!!! They really go the extra mile for their clients to ensure a smooth closing process. 🍻🍻 to many more successful transactions!!! 😃😃😃
Thu Phan
21:46 03 May 24
McGowen Mortgage is super easy to work with! Michael is amazing! We literally got our Heloc in less than 2 weeks! Thanks guys!
Jeremyah Grigery
20:45 03 May 24
I'm not one to leave reviews on things, but I felt compelled to leave this one. Our experience with Michael was fantastic. Honestly, I'd leave 6 stars if they let me. Michael was very communicative throughout the entire process to the point of actually anticipating questions that we would have even before we got a chance to ask. Never dealt with someone who actually felt like a true "expert" in the field. I won't use anyone else in the future.
Certificate of Excellence
Copyright © | McGowan Mortgages | Terms of Use | Privacy Policy | TCPA Consent
McGowan Mortgages is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.