Your Breakthrough to Homeownership Starts Now
At McGowan Mortgages, we’re proud to introduce one of the most powerful home loan solutions available today — the 1 & 1 Loan Program. Designed to help more homebuyers succeed in today’s market, this program combines a low-down payment with a lower initial interest rate for unmatched affordability.
🔥 1% Down. 1% Lower Rate. One Incredible Deal. 🔥
✅ Only 1% Down Payment Required
- You bring just 1% down.
- We’ll contribute an additional 2% — up to $7,000 — as a forgivable grant.
- No repayment is required, even if you sell or refinance your home later.
✅ 1% Interest Rate Buydown
- We’ll buy down your interest rate by 1% for the first year.
- Enjoy lower monthly payments and added breathing room in your budget — right from the start.
💥 Two Huge Advantages in Today’s Market
- Lower Upfront Costs
- Lower Initial Monthly Payments
This program is perfect for homebuyers looking to maximize their budget and get into a home with as little stress as possible.
📌 Eligibility Requirements
- Available for primary residences only
- Credit score of 620+
- Loan amounts up to $200,000
- Income must be at or below 80% of your Area Median Income (AMI)
- Not sure what your local AMI is? Just ask us — we’ll check for you in minutes!
📺 Watch the Video Explainer
🏡 Let’s Get You Home with Just 1% Down!
Don’t miss out on this exclusive opportunity to save big on your new home. Contact McGowan Mortgages today to see if you qualify!
📞 Call (816) 631-9687
📍 Based in Kansas City, MO — Licensed in over 40 states
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