Living in Kansas City, MO

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Moving to Kansas City, Missouri? There is a lot to love about this fast-growing city. Many people come here because of the booming job market. But when you arrive, you will discover that the allure of this metropolitan area goes far beyond employment opportunities to encompass a low cost of living, beautiful neighborhoods, top-shelf educational institutions, and more.

In this guide, we will tell you about all of these aspects of living in Kansas City and more. Let’s jump in.



Cost of Living in Kansas City Missouri

What is the Cost of Living in Kansas City?

Sperling’s Best Places provides us with detailed cost of living data for Kansas City, Missouri.

This website uses a scale to compare the cost of living for Kansas City to the cost of living statewide and across the country. On that scale, 100 represents the nationwide average. Numbers above 100 are more expensive than the nationwide average. Numbers below 100 are less expensive than the nationwide average.

On that scale, the cost of living for Kansas City overall is rated at 86.2. The cost of living for Missouri on average is rated at 85.9.

This makes it significantly less expensive to live in Kansas City than it does across the country on average. It is also only marginally more expensive to live in Kansas City than it is to live in Missouri on average. That means that the cost of living in this city is quite affordable for a metropolitan area.

Sperling’s breaks down costs support costs categories. For the majority of categories, Kansas City is more affordable than the US average. That includes savings on groceries, healthcare costs, transportation and housing.

Housing Cost in Kansas City Missouri

What is the Cost of Housing in Kansas City?

In fact, housing is where you will see some of the most impressive savings in Kansas City. On the same scale where the US average cost is 100, the cost of housing in Kansas City is rated at 63.3. Interestingly enough, that also makes it less expensive than the Missouri average, which is rated at 69.

What does that amount to in terms of dollar costs? $291,700 is the nationwide average cost for housing. $195,300 is the median home cost listed for Kansas City.

So, by moving to Kansas City, MO, you have a great chance to save on housing, which can help you get ahead financially.

Employment Opportunities in Kansas City Missouri

Employment Opportunities in Kansas City

According to data from the US Census, the median household income in Kansas City, MO from 2016 through 2020 was $56,179.

Quite a few major companies are based in Kansas City, including American Century Investments, Hostess Brands, H&R Block, Hallmark Cards, Novastar Financial, Lockton Companies, and others.

The top employers in Kansas City are the public school system, the federal government, the state, county and city governments, Cerner Corporation, HCA Midwest Health System, Saint Luke’s Health System, Children’s Mercy Hospitals and Clinics, T-Mobile, The University of Kansas Hospital, and Hallmark Cards, Inc.

Education in Kansas City Missouri

Education in Kansas City

Sperling’s reports that Kansas City schools spend $13,820 on every student, which beats the $12,383 US average.

There are a total of 16 school districts operating in Kansas City. Families have a selection of private and public schools to choose from.

Kansas City is a great place to be located if you are looking for higher education. There are quite a few postsecondary schools in the area.

Some colleges to consider include the University of Missouri-Kansas City, Rockhurst University, Kansas City Art Institute, Park University, Avila University, Baker University, Kansas City University of Medicine and Biosciences, Nazarene Theological Seminary, Metropolitan Community College (Kansas City), and others.

With so many great options, Kansas City is a wonderful place to bring up a family. From elementary school clear through college, students will receive a first-class education.

Getting Around in Kansas City Missouri

Getting Around Kansas City

There are a number of public transit options that can take you through the Kansas City metropolitan area. These include KCATA-RideKC, RideKC Bus and MAX, RideKC Streetcar, RideKC Bridj, and Amtrak.

Do you like to walk? At first glance, you might not think of Kansas City as a particularly walkable city, given that it is not ranked in the top walkable cities. But select neighborhoods such as the Downtown Loop, the Crossroads, the Plaza, and Westport are very walkable.

According to Sperling’s, 80.4% of workers in Kansas City drive to work by themselves, while 8.4% carpool, 4.8% work from home, and 2.9% use mass transportation. Since the pandemic, it is likely that the work from home percentage has increased.

And if you are going to be driving to work, you will be excited to learn that it takes significantly less time on average to commute in Kansas City than it does across the country on average.

The average time for a one-way commute in the US as a whole is 26.4 minutes. The average time for a one-way commute in Kansas City is only 21.8 minutes. So, you could end up saving around 9 minutes a day on your commute time compared to what you might expect elsewhere. Even over the course of a week, that adds up to quite a bit.

Good Weather in Kansas City Missouri

How is the Weather in Kansas City?

If what you are looking for is a comfortable, temperate location with distinct seasons, you should be very happy in Kansas City.

During summer, the temperatures can range up to around 89 degrees Fahrenheit. During winter, they can drop down to around 20 degrees Fahrenheit.

You can expect around 42 inches of rain each year, along with about 15 inches of snow.

Sperling’s has a comfort index that rates climates on a scale where 10 is the best. On that scale, Kansas City has a score of 7.2. That is more comfortable than the US average, which is a 7.

Leisure and Entertainment in Kansas City Missouri

Leisure and Entertainment in Kansas City

Kansas City is renowned throughout the Midwest for its culture. If you are into the performing arts, you will enjoy the Starlight Theatre, the Kansas City Repertory Theatre, and the Kauffman Center for the Performing Arts.

Kansas City also is known for its jazz history, and there are still many spots around town where you can enjoy live jazz music today. Indeed, Kansas City has received the distinction of being called a “City of Music” by UNESCO. No other US city has earned this label.

Some other ways to entertain yourself in Kansas City include visits to attractions such as Worlds of Fun, Science City, the National WWI Museum and Memorial, and the Kansas City Zoo.

If you are looking for green spaces, you can visit locations such as Amity Woods Nature Park, Parkville Nature Sanctuary and Lakeside Nature Center.

Move Into Your Kansas City Dream Home

If you are ready to move to an affordable city with a lot to offer, Kansas City, Missouri, is calling you home. To apply now for a flexible home loan, please call us today at (816) 631-9687 to schedule your consultation. We work with homebuyers and homeowners throughout MO.

See What Our Clients Are Saying About Us!

Trena
Trena
18:09 31 Aug 22
Derek is amazing! I've worked with him on a refinance at his previous company, I recommended him to multiple friends who also chose to work with him, and then I reached out to him again for my recent home purchase with his new company. He and his team did an outstanding job dealing with my unique situation, found a way to make it work, and then kept in constant contact with the agents (both buyer's and seller's) to ensure that things stayed on schedule and moved smoothly. They're awesome, and I highly recommend them to anybody in the market for a purchase or refinance!
Kimaada Ellison
Kimaada Ellison
18:35 22 Aug 22
As a first time home buyer with very limited knowledge about this entire process, this company and all of its staff have really made me feel comfortable about asking questions and learning about how everything works. Elijah has fielded many questions from me and each time was able to rationally explain everything to me in layman's terms that helped me understand. I am so pleased to have come across this organization and would recommend them to any potential home buyer without hesitation. Keep up the great work guys.- KE
Sam Kolthay
Sam Kolthay
16:48 15 Aug 22
This is the second time I've worked with Derek on buying a house, and I know I'd use him for a third!Derek and his team work tirelessly to get the loan across the line as quickly as possible and at the best rate.I highly recommend trusting Derek with your loan needs!
nathan denham
nathan denham
20:17 07 Aug 22
Being involved with Real Estate for many years my clients have used many different lenders. There have been good ones and bad ones but McGowan Mortgage is different than the rest and always delivers. I highly recommend you use McGowan Mortgage for your financial lending needs.
Rachel Diebold
Rachel Diebold
00:18 29 Jul 22
Tarek Jebali
Tarek Jebali
02:08 22 Jul 22
Derek is a true professional; knowledgeable, hard worker and he is here when you need him.Thank you again for everything and for hanging in there with me. I highly recommend him for your mortgage needs
Steve Lopez
Steve Lopez
02:06 13 Jul 22
First time buying a home couldn’t have choose anyone better. Super helpful and have a wonderful team that will make sure all your questions get answers. Definitely recommend
Jared Pfeiffer
Jared Pfeiffer
13:39 18 May 22
I have worked with Derek and his team on multiple purchases. His attention to detail, the speed in which he works and his collaboration makes him at the top of his industry in my opinion.Looking forward to continuing to work with him in the future.
Annie
Annie
00:44 02 May 22
artbycins
artbycins
03:04 01 May 22
Eric L
Eric L
14:41 29 Apr 22
Derek is awesome!! His knowledge of the mortgage industry is incredible. Every question I’ve had for him he gives me an easy-to-understand yet in-depth answer. We’re working on a refi for our current home and I’ll definitely reach back out once we’re ready to purchase our next home! Thanks Derek!!
Steve Zebley
Steve Zebley
13:56 29 Apr 22
Derek McGowan is the best!
Elijah Dixon
Elijah Dixon
00:10 29 Apr 22
Derek and his team are extremely knowledgeable. The level of communication and use of technology is second to none ....
Sam Tracy
Sam Tracy
20:02 28 Apr 22
Derek helped my wife and I buy our first house and was so great at walking us through the entire process, making sure we understood everything. He was always available to answer all of our questions and was impressively quick on getting paperwork signed and submitted. Put simply, he made everything easy. So glad we worked with Derek and he will be our first call when we look at moving again!
Collin Joiner
Collin Joiner
18:23 28 Apr 22
Derek is absolutely fantastic! Not only did he make financing my new home completely seemless, but he made himself available practically 24/7. Not like your usual broker that claims they can always be reached and has your best interest at heart, but he is genuine, up front, and when you pick up the phone to call or text him... he actually answers or gets right back with you! I did my initial loan with him, when rates dropped I did my refi with him, I also got my ex to finance through him for her first home. And through each interaction he stayed consistent in his approach and true to the values he promises. If it's Derek or associated with Derek, I promise you can't beat it!! He's the best!
Gabe Buckner
Gabe Buckner
12:28 27 Apr 22
Really smooth process from start to finish! Incredibly resourceful in every aspect. Will use again.
Todd Minear
Todd Minear
12:11 27 Apr 22
Derek is professional, responsive and always friendly. He always delivers. Highley recommended!
Tammy Walker
Tammy Walker
10:28 27 Apr 22
Derek was absolutely great in helping us refinance our mortgage. He walked us through everything and was always ready to answer any questions we had. We would definitely use him again.
Diamon Collins
Diamon Collins
05:47 27 Apr 22
Very knowledgeable and friendly! We were able to take the helpful information given to choose the best option for our home buying needs! Highly recommended!
Kc Thizz-N-Vision Tv
Kc Thizz-N-Vision Tv
05:10 27 Apr 22
james ellis
james ellis
04:29 27 Apr 22
The communication and overall process was awesome. Zero issues and had me ready to close 2 weeks early. Highly recommend.
Markus Marrs
Markus Marrs
04:29 27 Apr 22
Derek and his team made sure to do the best by me and my family!
Kelli Harpe
Kelli Harpe
01:27 24 Apr 22
Derek and his crew have been ultra responsive since day 1. Phone calls are promptly returned and questions answered with confidence. Excellent customer service.
Marria Tran
Marria Tran
23:58 23 Apr 22
Derek and the McGowan Mortgage Team were top-notch from start to finish. Buying a home for the first time was incredibly overwhelming and stressful but Derek and his team educated us through the entire process. They went above and beyond to help us with questions and concerns that were outside of their control, making us feel like we were their #1 priority. Exceptional communication and promptness on our closing date. Derek was very knowledgeable with understanding the market conditions and did everything to make sure we had the best rate possible! We are lifelong customers and would highly recommend to anyone and everyone! ⭐️
Marissa jacobs
Marissa jacobs
22:40 23 Apr 22
Derek has been truly wonderful!
Nate Lickteig
Nate Lickteig
13:14 16 Mar 22
Derek and the team at McGowan Mortgage are incredible. They all were very diligent to walk us through the process from the application up through closing day. They were consistently available to answer questions with multiple avenues to call and text to get quick answers. They were meticulously thorough in showing all of the factors determining our rates and how they were getting us the best available option. The tools that were provided to help calculate our estimated payments were specific to our loan and were fantastic to pin point what the mortgage payments would look like for each of the homes which we considered. We shopped with one other lender and between the rate offers and level of communication it was an absolute no-brainer to work with Derek and the team at McGowan Mortgage.
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