Living in Kansas City, MO

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Moving to Kansas City, Missouri? There is a lot to love about this fast-growing city. Many people come here because of the booming job market. But when you arrive, you will discover that the allure of this metropolitan area goes far beyond employment opportunities to encompass a low cost of living, beautiful neighborhoods, top-shelf educational institutions, and more.

In this guide, we will tell you about all of these aspects of living in Kansas City and more. Let’s jump in.



Cost of Living in Kansas City Missouri

What is the Cost of Living in Kansas City?

Sperling’s Best Places provides us with detailed cost of living data for Kansas City, Missouri.

This website uses a scale to compare the cost of living for Kansas City to the cost of living statewide and across the country. On that scale, 100 represents the nationwide average. Numbers above 100 are more expensive than the nationwide average. Numbers below 100 are less expensive than the nationwide average.

On that scale, the cost of living for Kansas City overall is rated at 86.2. The cost of living for Missouri on average is rated at 85.9.

This makes it significantly less expensive to live in Kansas City than it does across the country on average. It is also only marginally more expensive to live in Kansas City than it is to live in Missouri on average. That means that the cost of living in this city is quite affordable for a metropolitan area.

Sperling’s breaks down costs support costs categories. For the majority of categories, Kansas City is more affordable than the US average. That includes savings on groceries, healthcare costs, transportation and housing.

Housing Cost in Kansas City Missouri

What is the Cost of Housing in Kansas City?

In fact, housing is where you will see some of the most impressive savings in Kansas City. On the same scale where the US average cost is 100, the cost of housing in Kansas City is rated at 63.3. Interestingly enough, that also makes it less expensive than the Missouri average, which is rated at 69.

What does that amount to in terms of dollar costs? $291,700 is the nationwide average cost for housing. $195,300 is the median home cost listed for Kansas City.

So, by moving to Kansas City, MO, you have a great chance to save on housing, which can help you get ahead financially.

Employment Opportunities in Kansas City Missouri

Employment Opportunities in Kansas City

According to data from the US Census, the median household income in Kansas City, MO from 2016 through 2020 was $56,179.

Quite a few major companies are based in Kansas City, including American Century Investments, Hostess Brands, H&R Block, Hallmark Cards, Novastar Financial, Lockton Companies, and others.

The top employers in Kansas City are the public school system, the federal government, the state, county and city governments, Cerner Corporation, HCA Midwest Health System, Saint Luke’s Health System, Children’s Mercy Hospitals and Clinics, T-Mobile, The University of Kansas Hospital, and Hallmark Cards, Inc.

Education in Kansas City Missouri

Education in Kansas City

Sperling’s reports that Kansas City schools spend $13,820 on every student, which beats the $12,383 US average.

There are a total of 16 school districts operating in Kansas City. Families have a selection of private and public schools to choose from.

Kansas City is a great place to be located if you are looking for higher education. There are quite a few postsecondary schools in the area.

Some colleges to consider include the University of Missouri-Kansas City, Rockhurst University, Kansas City Art Institute, Park University, Avila University, Baker University, Kansas City University of Medicine and Biosciences, Nazarene Theological Seminary, Metropolitan Community College (Kansas City), and others.

With so many great options, Kansas City is a wonderful place to bring up a family. From elementary school clear through college, students will receive a first-class education.

Getting Around in Kansas City Missouri

Getting Around Kansas City

There are a number of public transit options that can take you through the Kansas City metropolitan area. These include KCATA-RideKC, RideKC Bus and MAX, RideKC Streetcar, RideKC Bridj, and Amtrak.

Do you like to walk? At first glance, you might not think of Kansas City as a particularly walkable city, given that it is not ranked in the top walkable cities. But select neighborhoods such as the Downtown Loop, the Crossroads, the Plaza, and Westport are very walkable.

According to Sperling’s, 80.4% of workers in Kansas City drive to work by themselves, while 8.4% carpool, 4.8% work from home, and 2.9% use mass transportation. Since the pandemic, it is likely that the work from home percentage has increased.

And if you are going to be driving to work, you will be excited to learn that it takes significantly less time on average to commute in Kansas City than it does across the country on average.

The average time for a one-way commute in the US as a whole is 26.4 minutes. The average time for a one-way commute in Kansas City is only 21.8 minutes. So, you could end up saving around 9 minutes a day on your commute time compared to what you might expect elsewhere. Even over the course of a week, that adds up to quite a bit.

Good Weather in Kansas City Missouri

How is the Weather in Kansas City?

If what you are looking for is a comfortable, temperate location with distinct seasons, you should be very happy in Kansas City.

During summer, the temperatures can range up to around 89 degrees Fahrenheit. During winter, they can drop down to around 20 degrees Fahrenheit.

You can expect around 42 inches of rain each year, along with about 15 inches of snow.

Sperling’s has a comfort index that rates climates on a scale where 10 is the best. On that scale, Kansas City has a score of 7.2. That is more comfortable than the US average, which is a 7.

Leisure and Entertainment in Kansas City Missouri

Leisure and Entertainment in Kansas City

Kansas City is renowned throughout the Midwest for its culture. If you are into the performing arts, you will enjoy the Starlight Theatre, the Kansas City Repertory Theatre, and the Kauffman Center for the Performing Arts.

Kansas City also is known for its jazz history, and there are still many spots around town where you can enjoy live jazz music today. Indeed, Kansas City has received the distinction of being called a “City of Music” by UNESCO. No other US city has earned this label.

Some other ways to entertain yourself in Kansas City include visits to attractions such as Worlds of Fun, Science City, the National WWI Museum and Memorial, and the Kansas City Zoo.

If you are looking for green spaces, you can visit locations such as Amity Woods Nature Park, Parkville Nature Sanctuary and Lakeside Nature Center.

Move Into Your Kansas City Dream Home

If you are ready to move to an affordable city with a lot to offer, Kansas City, Missouri, is calling you home. To apply now for a flexible home loan, please call us today at (816) 631-9687 to schedule your consultation. We work with homebuyers and homeowners throughout the country.

See What Our Clients Are Saying About Us!

McGowan Mortgages
4.9
Based on 134 reviews
Taylor Miranda
Taylor Miranda
19:09 15 Jul 24
Derek is the best ever!!
Christina Cooper
Christina Cooper
14:03 05 Jul 24
tamikanicole
tamikanicole
20:08 12 Jun 24
I love, working with them. This team works with you the whole way through. They even did follow up’s after the closing. I would recommend them to anyone who is looking to buy a home.
Andrea R
Andrea R
22:55 10 Jun 24
I don’t even know where to start. My husband and I have been trying to years and thankfully McGowen mortgages was recommended to us, we took a chance and gave it a try and they walked us through the entire process, kept constant communication and made sure to follow up with us after our approval.Thank you so much we really can’t thank you enough however we will telling anyone with ears how amazing our experience has been.God bless.
Dianne Hubbard
Dianne Hubbard
14:45 27 May 24
If I was to get another house I will surely come back to y'all y'all did the great job for me best job ever y'all went above and beyond for me thank you all so much and I will refer other people like my family members which I already have keep up the good work thank you so much
Elizabeth Bade
Elizabeth Bade
02:12 10 May 24
Nothing but great things to say. Michael did great!!!
Tisha Greco
Tisha Greco
20:53 07 May 24
What a great group of folks to work with! They do such an amazing job of communicating and you can tell they genuinely care about their customers and the outcomes. Michael is so incredibly nice and helped make my dreams come true! Highly recommend!
Camren Veach
Camren Veach
14:17 07 May 24
Super smart, super good at communication
Dee ohrt
Dee ohrt
00:11 07 May 24
Its been a pleasure working with attentive lenders. They have reached out several times trying to show they want me comfortable in the process. Though I'm still in the works with the loan, I am quite confident in the manner McGowan is handling my loan and I am thankful that my Veterans advocate have sent me to them.
Chelsey Kessler
Chelsey Kessler
20:40 06 May 24
The McGowan Mortgage team provides top-tier customer service and they're ALWAYS willing to dive in and help! Their attentiveness coupled with the robust variety of loan programs they offer makes them some of the best in the business. If you give them a shot at earning your business, I'm certain you'll be glad you did!
Adam Canote
Adam Canote
02:29 05 May 24
Highly recommend! Michael Corujo is the best in the business. Always quick to reply and super knowledgeable.
Joe Schuster
Joe Schuster
13:50 04 May 24
Jeff Nguyen
Jeff Nguyen
13:03 04 May 24
Kimberly Roberts
Kimberly Roberts
22:55 03 May 24
Michael has been wonderful to work with! Extremely knowledgeable and easy to work with!
Brad Parks
Brad Parks
21:53 03 May 24
We have done numerous transaction with Derrick, Michael, Jess, and the rest of their team . I can't say enough good things about these guys!!! They really go the extra mile for their clients to ensure a smooth closing process. 🍻🍻 to many more successful transactions!!! 😃😃😃
Thu Phan
Thu Phan
21:46 03 May 24
McGowen Mortgage is super easy to work with! Michael is amazing! We literally got our Heloc in less than 2 weeks! Thanks guys!
Jeremyah Grigery
Jeremyah Grigery
20:45 03 May 24
I'm not one to leave reviews on things, but I felt compelled to leave this one. Our experience with Michael was fantastic. Honestly, I'd leave 6 stars if they let me. Michael was very communicative throughout the entire process to the point of actually anticipating questions that we would have even before we got a chance to ask. Never dealt with someone who actually felt like a true "expert" in the field. I won't use anyone else in the future.
Brandon Womack
Brandon Womack
20:29 03 May 24
Ask for Michael! Great guy, knowledgeable, and always willing to help.
Quintin Morse
Quintin Morse
20:01 03 May 24
Michael Corujo was incredibly helpful in getting me the info I needed to be an educated buyer in the current market. Highly recommend.
Stephanie Schupp
Stephanie Schupp
19:59 03 May 24
Michael is 10/10 as a mortgage broker. We have used Michael for several loans and he’s professional, timely, and has always saved us money. Highly recommend!
AB Tubers
AB Tubers
19:37 03 May 24
Michael Corujo was excellent. very friendly, professional, and timely communication from start to finish. Highly recommend
Joshua Reeves
Joshua Reeves
19:35 03 May 24
Derek has a great team over there! Michael C is the best! Made the proess so easy!
Michael Tyler Corujo
Michael Tyler Corujo
19:05 03 May 24
Derek is the best. They have great rates and every loan product known to man.Their team is quick to respond and very nice and informative. I would recommend them to any of my friends or loved ones.
Chelsey Kessler
Chelsey Kessler
17:49 03 May 24
Kyle Coleman
Kyle Coleman
22:37 12 Apr 24
Great to work with them, closed really quick. Great communication!
Cindy Tran
Cindy Tran
00:49 12 Apr 24
Derek and his team are very helpful, organized and professional! They go above and beyond!! Would 100% recommend!
Steven Wynands
Steven Wynands
21:19 09 Apr 24
Derek is such a forward-thinking Loan Officer that it's no wonder he's in the top 1% in the entire country! He and his team stay plugged into the industry so that they can provide the best options for their borrowers and real estate agents. Rock on Derek!
Kendal Hatten
Kendal Hatten
23:46 08 Apr 24
Derek and his team are wonderful! My husband and I are buying our first home. Derek was able to get me pre approved on a Sunday afternoon and has been available for my questions! I will be referring my family and friends to McGowan MortgagesExcellent service! 🥰🥰🥰
Paul Nsubisi Mwankusye
Paul Nsubisi Mwankusye
18:45 09 Mar 24
Very organized and professional which makes the process easy and smooth. I recommend
Chanita Tuggle
Chanita Tuggle
22:39 05 Mar 24
Jessica was very helpful and knowledgeable about the whole process, patient with me being a 1st time home buyer she literally held my hand and walked me through the process will recommend McGowan Mortgages to my friends and family thanks for all you guys did for me
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