This 4th of July, as we celebrate freedom, family, and fireworks—let’s not forget one of the most cherished symbols of the American Dream: owning a home.
At McGowan Mortgages, we’re proud to help families turn keys, build legacies, and plant roots in communities they love. ❤️🔑
📍 Freedom isn’t just about independence—it’s about having a place to truly call your own.
🎇 Happy Independence Day from all of us at McGowan Mortgages!
Equity Prime Mortgage’s – “The American Gift” event
Live from the Mercedes Benz arena – Atlanta, GA
🤩 Thao McGowan won the mortgage industry’s “Emerging Star” award! ⭐
On Stage with Derek
🎯 How Technology can boost Relationships 🎯
Derek speaks on how leveraging AI can help McGowan Mortgages be more available to clients. It helps them amplify the human-touch, which separates McGowan Mortgages from most mortgage companies. McGowan Mortgages has many exciting things coming that will continue to raise the bar for the process in the mortgage industry.
💪 Consistency is What Separates Big League Players from the rest 💪
Not too high of high’s, not too low of lows.
Being even-keel and showing us the same each day is what separates the good from the great. 🚀
🚀 Derek’s Take on Tough Markets 🚀
Listen to Derek’s take on dealing with tough markets. Would a homebuyer want someone who’s ‘doom and gloom’ and doesn’t fully believe in what they’re doing? Or would they want the expert who’s sharpening their skills and helping families through the tough times? 🏡
Kevin Hart
🔥 Got to meet the one and only Kevin Hart — and man, he brought the 🔥 both on stage and off.
Sure, he’s a superstar. Movies, comedy, businesses… he’s done it all. But what hit me was his mindset. Kevin said something that stuck with me: “People pay a lot of money to watch me perform — I owe them the best version of myself.”
That hit home. 🎯 No matter what you do — whether you’re on a stage, in a meeting, with your clients, or with your family — show up as the best version of YOU.
You never know who’s watching, who’s counting on your energy, your effort, your excellence.
💡 Whether you’re Kevin Hart or a local business owner — the mindset is the same: Go all in. Be world-class. Show up ready.
Dr. Jordan Peterson
It was an incredible experience meeting Jordan Peterson! 🙌 I’ve always admired his boldness, clarity, and courage in standing up for what’s right—especially in today’s world. His insights challenge you to think deeper, grow stronger, and embrace responsibility.
Some of my favorite quotes from him:
💡 “Compare yourself to who you were yesterday, not to who someone else is today.”
💡 “If you fulfill your obligations every day, you don’t need to worry about the future.”
💡 “The purpose of life is finding the largest burden that you can bear and bearing it.”
Powerful reminders we can all use to keep pushing forward and become our best selves. 🔥
Jesse Itzler
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| Got the chance to meet one of my all-time favorite speakers — Jesse Itzler! 💥 The energy, the charisma, the conviction — this guy doesn’t just speak, he commands a room.His message hit home: 👉 If you don’t have a seat at the table, BUILD YOUR OWN. 👉 Be bold. Bet on yourself. 👉 Push your limits. Get comfortable being uncomfortable. 👉 Opportunity doesn’t always knock — sometimes you have to kick the door down.From selling private jet cards with no jets to owning part of the Atlanta Hawks, Jesse’s journey is proof that hustle, belief, and relentless action will always open doors.Truly honored to learn from a legend. Let’s aim higher. Let’s go. 🚀 |
NEW Loan Program: Conventional ‘1 & 1’
🚨 INTRODUCING OUR NEW One & One Program! 🚨
Your Breakthrough to Homeownership Starts NOW!
🔥 1% Down. 1% Lower Rate. One Incredible Deal. 🔥
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✅ Only 1% Down Payment Required You bring 1%, and we’ll cover an additional 2% with a forgivable grant up to $7,000! ✔️ No repayment required, even if you sell or refinance later!
✅ 1% Interest Rate Buy-Down We’ll buy down your rate by 1% for your first year, significantly lowering your monthly payments and easing your budget from day one!
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💥 Two Huge Advantages in Today’s Market:
💸 Lower Upfront Costs
🧾 Lower Initial Monthly Payments
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📌 Eligibility Requirements:
Income must fall within 80% of your area’s median income (AMI). (Not sure? Just ask—we’ll check your eligibility in minutes!)
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🎯 Ready to Get Qualified? Don’t miss out on today’s best program designed to help real buyers succeed! 👉 Reach out NOW to check your eligibility!
🎉 Big News for Homebuyers! 🏡
| Fannie Mae & Freddie Mac just raised their income limits for special pricing on conventional loans! That means more buyers now qualify for: ✅ Lower interest rates 📉 ✅ Cheaper mortgage insurance 💸 ✅ And even up to $2,500 in grant money for down payment + closing costs if you’re a First-Time Homebuyer within 50% Area Median Income ($55,550 for most standard areas)! 🎁 If your household income is under $88,880, you could save over $145/month on your mortgage — and here’s the secret 🤫… Even if you make more, you still might qualify depending on how your income is structured. |
| See what’s new |
🎆 Mortgage Independence Facts for the 4th!
🏠 Homeownership: America’s Dream
Around 65% of Americans own their homes today—showing the continued strength of the American Dream!
📜 First Mortgages in America
Mortgages have been part of American history since the Revolutionary War, when private loans helped fund homes for new settlers. Today, mortgages continue to drive economic growth.
💸 Equity Explosion
American homeowners gained an average of over $100,000 in equity over the past five years—boosting financial freedom nationwide!
🎖️ Veteran Homeownership
VA Loans have helped over 25 million veterans achieve homeownership since their introduction during WWII—helping those who served our nation build wealth.
🎆 July Housing Market Fireworks
Historically, July is among the busiest months for home buying, as families often aim to settle before the new school year—making July 4th weekend prime time for house hunting!
🔑 Owning vs. Renting
The average homeowner has a net worth 40 times greater than the average renter. Homeownership continues to be one of the most reliable paths to building long-term wealth.
🎉 Closing Thought:
Just like Independence Day celebrates freedom, homeownership celebrates financial independence and security. Cheers to helping your clients achieve their American Dream!
Happy 4th! 🎆✨
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