With 2024 drawing to a close, the 2025 conforming loan limits have been announced. These are the upper thresholds for how much you can borrow when buying a home with a conforming mortgage. The conforming loan limits for 2025 have increased compared to those for 2024, which will benefit homebuyers in Missouri and throughout the US.

Here are the 2025 Conforming Loan Limits in Missouri

The conforming loan limits for Missouri in 2025 are the same in every county:

1 unit: $806,500
2 units: $1,032,650
3 units: $1,248,150
4 units: $1,551,250

Here were the 2024 conforming loan limits for counties throughout Missouri:

1 unit: $766,550
2 units: $981,500
3 units: $1,186,350
4 units: $1,474,400

We would like to mention that the conforming loan limits above for 2024 and 2025 are the baseline conforming loan limits. That means that they are also the conforming loan limits in most counties throughout the US.

There are some individual counties in other states that have higher conforming loan limits. The reason why is because those counties have a higher cost of living. As a result, their conforming loan limits are adjusted above the baseline to compensate for the higher average cost of housing.

Missouri simply does not have any of those high-cost counties. That is why the baseline limits apply across the state.

If you are shopping for a home in a high-cost county in another state, you may find conforming loan limits as high as $1,209,750, depending on the county.

How Higher Conforming Loan Limits for 2025 Benefit Homebuyers

If you are not familiar with the terms “conforming” and “non-conforming” loans, or do not understand what they mean, you may not be sure why it matters that conforming loan limits have increased. Let’s explain.

Mortgages that meet the underwriting guidelines of the FHFA and Fannie Mae and Freddie Mac are known as “conforming” mortgages.

Those that do not meet those guidelines are known as “non-conforming” mortgages, or “jumbo” loans.

Jumbo mortgage let you borrow more than the conforming loan limits allow. But you have to make a higher down payment and possibly higher rates and stricter requirements to qualify for a jumbo loan.

That is why higher conforming loan limits benefit homebuyers. It means more homebuyers can have an easier time buying a home with a conforming loan, rather than having to apply for a jumbo mortgage.

Buy a Home in Missouri or Beyond

You do not need to wait until 2025 to buy a home with the 2025 conforming loan limits. We are honoring these new conforming loan limits now.

If you do still need to borrow more than the conforming loan limits allow, we can help you buy a home with a jumbo mortgage.

We can help you purchase a home or refinance in Missouri or 40 other states. To get

started, please give us a call at (816) 631-9687. We look forward to helping you move into a new home.

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McGowan Mortgages

4.9

Based on 145 reviews

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Jeff Turner

23:16 10 Sep 24

Derek & team were great to work with! They were very responsive, answered my off-the-wall questions at any time of day, and helped me close faster than anticipated. I would definitely recommend others to work with Derek's team when looking for a house in the future!

matt oakley

13:39 26 Aug 24

Fast, efficient, informative and always professional!

Jamie Lynam

13:10 26 Aug 24

McGowan Mortgages worked very hard to get the job done. The communication is excellent and all the staff were so very nice and efficient. I cant say enough about how grateful I am for this company.

Reginaldo Garcia

20:24 21 Aug 24

Excelente Servicio y Atención. Gracias

Katie Brashears

22:54 16 Aug 24

They are a great company to work with. As a First time home buyer with all the questions they answered all of them and were available anytime I needed.

Denise jane Apostol

01:23 15 Aug 24

The best Mortgage company

Adam Stafford

18:21 11 Aug 24

Buying my first home was terrifying enough but Derek and his team got me through it anxiety attacks and all. He made the impossible happen and I can't thank him enough.

Mel Clark

16:26 08 Aug 24

I recently had the pleasure of working with McGowan Mortgages for my home, and I couldn't be happier with the experience. From start to finish, their team was professional, knowledgeable, and incredibly responsive.They guided me through the entire process with ease, explaining every step in detail and answering all my questions patiently. They were always available to address any concerns I had, which made me feel confident and supported throughout the process.McGowan Mortgages secured a fantastic interest rate for me, saving me a significant amount of money each month. Their dedication to finding the best possible deal for their clients is truly commendable.I highly recommend McGowan Mortgages to anyone looking for a mortgage or refinance. Their exceptional service, expertise, and commitment to their clients make them stand out from the rest. I am grateful for their assistance in making my refinance a smooth and successful experience.

Homer Simpson

16:37 06 Aug 24

Stephen Colberg

15:30 01 Aug 24

As a wholesale Account Executive for The Loan Store - I've had the privilege of working with Derek McGowan and his team on several transactions - The McGowan team are absolute professionals and tops in our industry - they are always working to get their clients the best possible rates and never miss a closing date - if you want the best rates and service you can't go wrong with the McGowan Team!

Tammy Sheaffer

20:33 29 Jul 24

Derek and his Team were a Breeze to work with. Being on the listing side, it's always so nice to have a lending team that cares not just about their client but about making sure all parties are working on the same goal - get to the closing table! Great communication and responds to emails - Thank you!Tammy~Transaction Coordinator for The Crossroads Real Estate Group of Keller Williams Diamond Partners Inc (Olathe)

Giselle Cintron

23:52 21 Jul 24

Derek and his team are amazing! They made sure this process ran smoothly from beginning to end. I am truly grateful for them and honestly never thought owning a home was going to be so easy. I will recommend McGowan Mortgages to anyone looking to purchase their home. 🏠

Paul Nsubisi Mwankusye

22:50 21 Jul 24

Very organized and professional which makes the process easy and smooth. I recommend

Keith Cooper II

20:15 21 Jul 24

Taylor Miranda

19:09 15 Jul 24

Derek is the best ever!!

Christina Cooper

14:03 05 Jul 24

tamikanicole

20:08 12 Jun 24

I love, working with them. This team works with you the whole way through. They even did follow up’s after the closing. I would recommend them to anyone who is looking to buy a home.

Andrea R

22:55 10 Jun 24

I don’t even know where to start. My husband and I have been trying to years and thankfully McGowen mortgages was recommended to us, we took a chance and gave it a try and they walked us through the entire process, kept constant communication and made sure to follow up with us after our approval.Thank you so much we really can’t thank you enough however we will telling anyone with ears how amazing our experience has been.God bless.

Dianne Hubbard

14:45 27 May 24

If I was to get another house I will surely come back to y'all y'all did the great job for me best job ever y'all went above and beyond for me thank you all so much and I will refer other people like my family members which I already have keep up the good work thank you so much

Elizabeth Bade

02:12 10 May 24

Nothing but great things to say. Michael did great!!!

Camren Veach

14:17 07 May 24

Super smart, super good at communication

Dee ohrt

00:11 07 May 24

Its been a pleasure working with attentive lenders. They have reached out several times trying to show they want me comfortable in the process. Though I'm still in the works with the loan, I am quite confident in the manner McGowan is handling my loan and I am thankful that my Veterans advocate have sent me to them.

Chelsey Kessler

20:40 06 May 24

The McGowan Mortgage team provides top-tier customer service and they're ALWAYS willing to dive in and help! Their attentiveness coupled with the robust variety of loan programs they offer makes them some of the best in the business. If you give them a shot at earning your business, I'm certain you'll be glad you did!

Adam Canote

02:29 05 May 24

Highly recommend! Michael Corujo is the best in the business. Always quick to reply and super knowledgeable.

Joe Schuster

13:50 04 May 24

Jeff Nguyen

13:03 04 May 24

Kimberly Roberts

22:55 03 May 24

Michael has been wonderful to work with! Extremely knowledgeable and easy to work with!

Brad Parks

21:53 03 May 24

We have done numerous transaction with Derrick, Michael, Jess, and the rest of their team . I can't say enough good things about these guys!!! They really go the extra mile for their clients to ensure a smooth closing process. 🍻🍻 to many more successful transactions!!! 😃😃😃

Thu Phan

21:46 03 May 24

McGowen Mortgage is super easy to work with! Michael is amazing! We literally got our Heloc in less than 2 weeks! Thanks guys!

Jeremyah Grigery

20:45 03 May 24

I'm not one to leave reviews on things, but I felt compelled to leave this one. Our experience with Michael was fantastic. Honestly, I'd leave 6 stars if they let me. Michael was very communicative throughout the entire process to the point of actually anticipating questions that we would have even before we got a chance to ask. Never dealt with someone who actually felt like a true "expert" in the field. I won't use anyone else in the future.

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Dan Hostert

16:56 30 Dec 24

Derek and his team were great to work with. They constantly keep us up to date on the status of the loan and how things were progressing. They were very helpful and in constant communication.

Kim Wilson

01:17 27 Dec 24

My husband and I are extremely pleased and grateful for the awesome job that McGowan Mortgage did for us.With 11 days to close we decided to go with McGowan due to issues with our other lender. McGowan’s team jumped right in and got us to close on time.Their entire team is professional, knowledgeable and kept us informed every step of the way!Most importantly we appreciate Derek and his team for caring about us to get us the best interest rate.We will definitely use them again and tell our family & friends about their services.

reggie pittmon

05:24 26 Dec 24

Derek and his staff came through in clutch time! Under dyer circumstances they were able to get my clients closed in 7 days, and keep it 100% professional. I look forward to working with them again.

Lynn Papenbrok

18:24 24 Dec 24

Derek and his team are stellar. Their communication and follow up is awesome.The have access to some very outside the box lending options for some of the more unique buyers.Highly recommend them!

Alberto Rodriguez

01:07 24 Dec 24

Very easy to work with as I always say if McGowan mortgages can’t do it then no one can.

Taelor C

00:22 24 Dec 24

They made the whole process easy and kept me in the loop about everything! I definitely would recommend.

anthony parker

06:48 09 Dec 24

My experience with the McGowans Corp was such a blessing and a truly one of a kind Adventure. We couldn’t have possibly chosen a more professionalKnowledgeable and well versed company thatmade our interactions feel more like family truth be told. They made the entire process seamless from start to finish, I mean wow and their confidence prior to any paperwork signing let us know what they do, how they work, what to expect as far as some highs and lows of new home searching. I would choose them a thousand times with confidence and ease in knowing the end results would be the same. Thank youDerek and Thao!!

Betty Bruininks

21:29 28 Nov 24

Super Mortgage Company. They worked with me to get my mortgage when no other company would. They were with me the whole way. Constant communication and making sure all was getting done satisfactorily. So grateful to all of you. Thank you!

Claudia Pena-Guzman

03:50 26 Nov 24

The team was phenomenal to work with and extremely helpful every step of the way. I look forward to working with them again to refinance or purchase another home.

Noah Lee

20:51 25 Nov 24

Derek was very helpful in the overwhelming process of buying a house!

Ash Dow (Camadow)

17:57 23 Nov 24

Awesome team! Enjoyed working with them!

Togo

16:37 23 Nov 24

They were wonderful people to work with, very receptive, efficient and nice. :) buying my first home was made easy by McGowan!

Steven Maldonado

01:30 06 Nov 24

After 22+ in the Navy, I retired as a disabled combat veteran. I just wanted to come back to my hometown, buy some dirt, and finish raising my family. McGowan Mortgages were able to make that dream happen for me. They were outstanding to work with, genuinely engaging, and very proactive. They went out of their way to get the best possible interest rate so I was able to maximize my purchasing power. Thank you McGowan Mortgages!

Chris Hubbel

01:35 26 Oct 24

Easy, seamless process. Derek was always available by phone and explained everything, anytime, I had questions!

Job Robles

22:07 24 Oct 24

Loved working with them in getting our home made it nice and smooth for me thank you guys again

Tyler Schmitt

21:05 21 Oct 24

They went above and beyond to help us get into the home we found on a time crunch. Highly recommend Derek and his team.

Oleg Shatalov

21:12 18 Oct 24

Brittany Faley

01:01 18 Oct 24

Fabulous team across the board! Derek and his team will be there with you every step of the way, focused not only on getting the sale through, but making sure to get you the best rates out there. Will definitely be working with their team again when it's time!

Kitamwire 2020

04:18 11 Oct 24

As first time home buyers. Me & my wife were very pleased to have McGowan as our Mortgage broker. The staff members were very professional in guiding us through the paper works and always open for questions throughout the buying process. Made our first home buying experience much smooth. Definitely recommended to any potential home buyers. We are looking forward to refinance with them in the coming months.

Alisa Coby

16:10 10 Oct 24

chantel coates

12:25 10 Oct 24

I am thrilled to share my experience with McGowan Mortgages, as they played a pivotal role in helping me purchase my first home after what had been a deeply frustrating journey with two other lenders. My previous attempts werefraught with delays and ultimately ended in heartbreak when both lenders denied my applications after months of waiting. It felt like I was stuck in a limbo, unsure if I would ever achieve my dream of homeownership.When I turned to McGowan Mortgages, I was greeted with a refreshing level of professionalism and genuine care. From the very beginning, they provided me with a clear and actionable plan to raise my credit score, which was crucialin securing my approval. I was able to move into my new home within just 2-3 weeks—an impressive turnaround compared to my previous experiences.What stood out most was the patience and understanding of the McGowan team, particularlyDerek, who worked tirelessly to ensure I was well-informed throughout the entire process. He was always available to address my concerns, no matter the time of day. This kind of support truly made a difference during atime when I felt overwhelmed by the complexities of home buying.Thanks to McGowan Mortgages, I secured an incredible deal: no money down and a competitive 5.2% interest rate. Additionally, when the seller requested more money for the extended wait caused by my previous lenders,Derek kindly offered me a $500 credit to help ease that burden. As a single mom and a veteran, this support was invaluable.I cannot thank Derek and the entire McGowan team enough for their dedication and commitment to helping me realize my dream of homeownership. They provided educational videos to guide methrough the process and kept me on track with timelines, making everything feel manageable and straightforward.In conclusion, I wholeheartedly recommend McGowan Mortgages to anyone seeking a lending partner. My experience was nothing short of exceptional, and I am now a proud homeowner because of their outstanding service. I would ratethem a firm 10 out of 10!

Terry Broom

23:20 08 Oct 24

Buying our first home was an incredible experience thanks to McGowan Mortgage. From the very beginning, they were attentive, knowledgeable, and genuinely cared about our needs. Especially during the times we were ready to give up. They guided us through every step of the process, making it seamless and stress-free. We ended up finally finding the perfect house in a great neighborhood, all within our budget! Their expertise and dedication made a stressful process enjoyable. Highly recommend! ⭐️

17:03 04 Oct 24

Great service!

Luis Martinez

21:46 03 Oct 24

Had the best experience.

Caleb White

00:39 02 Oct 24

Always going above

Subbley Hayes

22:41 01 Oct 24

My husband and I had a smooth experience with McGowan Mortgages after a challenging start. Their professionalism and patience made our first-time home buying process effortless. Highly recommended!

Steve Nelson

15:57 30 Sep 24

Team McGowan was great work with throughout the process. They are true advocates for their customers.

Chanita Tuggle

05:10 27 Sep 24

Jessica was very helpful and knowledgeable about the whole process, patient with me being a 1st time home buyer she literally held my hand and walked me through the process will recommend McGowan Mortgages to my friends and family thanks for all you guys did for me

Savannah L

19:56 14 May 24

I am not one to write negative reviews, but I feel compelled to warn future home buyers. Not only did we almost lose out on our deal due to incompetence, but ended up paying $70k more than necessary due to their negligence and deceit. McGowan Mortgages knowingly neglected to lock in my interest rate, and further lied about when the rate was “auto-locked,” resulting in in an added $195.45 to my monthly payment and at least $70,362 to my overall loan. McGowan neglected to notify me of the error until within a couple days of closing; the timeframe had passed for me go with another lender because the seller could back out of the deal since they would not want closing pushed back an additional 17+ days. After confronting McGowan, he yet again lied to me about the best rate he could get, then offered me a slightly lower rate but charged me points to buy down the rate per the final Closing Disclosure. My options were to accept the new, disadvantageous terms or potentially lose the house. As a result, I am paying a higher interest rate which McGowan benefits from financially as his company profits from the loan interest rates. A couple days prior to what was supposed to be my closing date, I was sent a prelim CD that indicated my rate was locked in on 4/26/2024 at 6.375%. I followed up by phone call, text and email to McGowan inquiring about the discrepancy, as we had agreed he would lock in my rate once we went under contract, as is standard practice for loan officers. In McGowan’s late response he shifted the blame claiming he did his best to lock in my rate as soon as possible. Clearly, this was not the case as I went under contract 4/5 and documents show my rate was not locked in until 4/26. McGowan stated he set me up to “auto-lock” once the market reverted to the initially agreed-upon rate of 5.85%. Common knowledge would indicate rates were going to continue to increase, so this was by no means going to lend to my benefit. Multiple professionals in the real estate industry confirmed to me the rising rates were common knowledge - they were never expected to drop. If McGowan would have intended to benefit the consumer, he would have consulted me and asked me if I wanted to lock in the rate or wait it out. Instead, McGowan decided to deceive me for his own benefit. McGowan further stated he was cutting into his own commission to offer me the “best rate” of 6.375%. On the same day, another lender offered me 6.25% with no points. Simply put, McGowan misrepresented 6.375% as a special favor, when in reality 6.25% was the rate of the day. When confronted with this information, McGowan lowered his rate to 6.25% but I ended up having to pay points per the closing disclosure for this lower rate. This was one of several instances in which I felt betrayed as a consumer by McGowan. As a consumer, I did not know much about the behind-the-scenes business of the mortgage world, and trusted McGowan based on how he represented himself and our initial verbal contracts. Unfortunately, I was misled and taken advantage of throughout the entire mortgage application and underwriting process. McGowan did nothing to make it right, nor offer condolences for their negligence. Based on my experience, it is clear that McGowan us abusing his position as a loan officer to take advantage of consumers for his own benefit, offering the “lowest rate” but failing to lock in the rate creating an unfair market and preventing consumers from doing business elsewhere with his “favorable rates.” McGowan is ultimately defrauding consumers who would’ve otherwise benefitted from doing business with other loan officers. When it came time for closing, our closing date was pushed back multiple times because the lender and their third parties couldnt get their paperwork together in time. Some of McGowan's tactics include trying to absolve himself of responsibility by responding to emails and taking our agent of the CC line so he could try and place the blame on our agent, or talking around the issue when confronted with a problem.

Reynaldo Ruiz

03:48 04 May 24

Brandon Womack

20:29 03 May 24

Ask for Michael! Great guy, knowledgeable, and always willing to help.

Quintin Morse

20:01 03 May 24

Michael Corujo was incredibly helpful in getting me the info I needed to be an educated buyer in the current market. Highly recommend.

Stephanie Schupp

19:59 03 May 24

Michael is 10/10 as a mortgage broker. We have used Michael for several loans and he’s professional, timely, and has always saved us money. Highly recommend!

AB Tubers

19:37 03 May 24

Michael Corujo was excellent. very friendly, professional, and timely communication from start to finish. Highly recommend

Joshua Reeves

19:35 03 May 24

Derek has a great team over there! Michael C is the best! Made the proess so easy!

Michael Tyler Corujo

19:05 03 May 24

Derek is the best. They have great rates and every loan product known to man.Their team is quick to respond and very nice and informative. I would recommend them to any of my friends or loved ones.

17:49 03 May 24

Kyle Coleman

22:37 12 Apr 24

Great to work with them, closed really quick. Great communication!

Cindy Tran

00:49 12 Apr 24

Derek and his team are very helpful, organized and professional! They go above and beyond!! Would 100% recommend!

Steven Wynands

21:19 09 Apr 24

Derek is such a forward-thinking Loan Officer that it's no wonder he's in the top 1% in the entire country! He and his team stay plugged into the industry so that they can provide the best options for their borrowers and real estate agents. Rock on Derek!

Kendal Hatten

23:46 08 Apr 24

Derek and his team are wonderful! My husband and I are buying our first home. Derek was able to get me pre approved on a Sunday afternoon and has been available for my questions! I will be referring my family and friends to McGowan MortgagesExcellent service! 🥰🥰🥰

Gisselle Diaz

08:16 07 Apr 24

As a new agent, I wanted to find a trustworthy lender that I could trust my clients with and guide me through learning about all types of loans, after all that would really help my clients at the end of the day.They were good at first but then after weeks of working with them they were being too pushy constantly calling and texting me all of the time.I had brought 3 clients to Dereck to try to get them pre approved and ready to go for home loans. The only lender that spoke Spanish was in a different state and made a comment to one of my clients that made them uncomfortable (talking about them barely making any money). First red flag.Then there were certain questions that weren’t answered or kind of answered weakly when I would text them but anything they wanted to know they would keep texting over and over and even call constantly, myself and my clients as well.One of my clients was looking at different loan options and after all I assume Dereck got annoyed because he texted me this: “Yes, we're hurrying through the scheduled appointments and skipping the rest of the families as soon as we're off the phone. - Derek, McGowan Mortgages”After I asked if he could give me an estimate asap.Then we talked on the phone and he went off on me talking about how we’re so indecisive and we switch from one loan to another and he can’t just give us an answer and was being quite rude. I even apologized and explained that I am a new agent and I don’t know much about mortgages.But yeah, new agents beware, they get annoyed when you ask too many questions. They’re nice at first but then…not so much. :(Also I heard he yelled and went off on another agent because they wanted to switch lenders.

Karen Myers

18:37 05 Mar 24

Very helpful with helping us secure a HELOC for the purchase of a second property. Always available for questions and responsive to any concerns. Thanks!

Lorena Patterson

11:56 05 Mar 24

As a closer for a title company for the last 20 years I know good service and I love that I was given everything before I even had to ask for it. Love the organization and attention to detail.

Betsy Siegfried

19:54 07 Feb 24

Derek and his team were great to partner with! Having happy buyers at the closing table is best part of our job. I would highly recommend and look forward to working with McGowan Mortgage again.

Lori Sosa

14:28 07 Feb 24

As an escrow agent, closing on time is very important to me. Derek and his team have not only been ready on time but they are ready early. This speaks volumes in my world.

Cesar Bustamante

18:57 05 Feb 24

It wasn't easy but Derek and his team work it out, we got the house that we wanted, we highly recommend them.

ROD FAM

18:06 05 Feb 24

This was our first time buying a home & I can honestly say McGowan Mortgages was so helpful. Debra was so sweet and always available to answer our calls for any of our questions. It was a rough 3 months, but we finally secured our home, they were so patient and wanted to give us the best rate possible and did just that! Derek, Fidel the whole team was awesome and they made our first time buying a home so much more fun and definitely worth it! Thank you for everything.

John F

01:27 03 Feb 24

Great experience! Highly recommend

16:47 02 Feb 24

Diana Ruiz

16:40 02 Feb 24

Graciela Arellano

03:34 10 Jan 24

Great team, above and beyond to make my families dream come true. Truly blessed.

Joshua Randol

14:26 26 Dec 23

Had McGowan Mortgages for a closing of mine. Derek was incredibly responsive and easy to work with. When an issue popped up, he was the first to step up and start working toward a solution and he got our closing to the table. Highly recommended!

Melrose D

17:36 23 Dec 23

Company really handled me with love n care. Walked me through the whole journey of what to expect and what was needed from me. I'm proud to call myself a first time home buyer because of McGowan awesome crew!!

Noah Hardin

16:24 23 Dec 23

They did a lot of extra work to push my loan through. There were multiple hiccups and they powered through and got it done.

euphbonebrass

03:19 23 Dec 23

McGowan Mortgages is one awesome team of people that will take care of your mortgage/financing needs! They are the best!!

Jessica Lee

15:50 30 Nov 23

I appreciate the opportunity to share my experience working with the exceptional loan team - Derek McGowan of McGowan Mortgages. Their commitment to clients is evident in their caring approach, efficient processes, and remarkable speed in helping families attain homeownership. It is truly an honor to work alongside someone so dedicated to turning dreams into reality. Derek McGowan and his team are exceptional!

Jennifer Mann

19:53 29 Nov 23

Derek does a great job communicating with his clients, and also the vendors involved in the closing process. He is professional and great to work with!

Robillard Castor

18:00 29 Nov 23

1st home purchase and what an experience! The entire process from Pre-Approval to Funding was Quick, Smooth and Transparent. Joe was awesome! He was very informative answered all my questions and stayed in close contact with me throughout the entire process. Derek was great as well, he kept everyone (Agent, Title Co, Underwriters) on a strict timeline which allowed us to close early! I would recommend McGowan to everyone!

Jeff Greenstein

15:07 29 Nov 23

We just closed a loan for Derek and his team, they were great to work with from a title company perspective.

brad cross

10:39 29 Nov 23

McGowan Mortgages is amazing! The best of the best!

Alisha Brooks

02:26 29 Nov 23

Derek amd his team are fantastic to work with. They are thorough, communicative, and very easy to collaborate with.I have enjoyed the deals I have gotten to work along side them on to get the clients to the finish line of making home ownership a reality.Believe me when I say their main focus is helping their clients to see the reality of their dreams of homeownership come true and it shows in their hardwork behind the scenes.Alisha BrooksAlliance Title

Christine Montiel

20:02 26 Nov 23

We could not have gotten through this process without the entire team's support. So thankful for everyone!

Left 2 Right Detailing

06:03 16 Nov 23

Friendly. Easy to work with.

Jas Benibo

19:47 15 Nov 23

I absolutely love working with Derek at McCowan Mortgages. They have great communication, and even better programs and rates. As a real estate agent, I love sending my clients to McGowan Mortgages because I know they will be greatly taken care of.

Tynisha Watson

04:59 15 Nov 23

McGowan Mortgages stands out for its transparency, knowledge, and excellent communication. This team guides my buyers through various loan programs with expertise, ensuring a smooth process. Their commitment to clear communication, coupled with multiple loan options, makes them an outstanding choice for any buyer. I Highly recommend!Tynisha Watson, Platinum Realty@myrealtortwatson

Yesenia Silva

19:42 14 Nov 23

We are so Glad we found Derek during our house hunting journey. After talking to a few lenders McGowan definitely out beats them all! Being first time home owners the team went above and beyond with explaining the whole process and would answer our calls to answer all our questions which made the process so much easier. We definitely recommend to everyone!

Tim Jones

15:28 13 Nov 23

McGowan has been a great mortgage company to work with. Very attentive to details, great lending partner to work with and have supported our organization with open arms!

Luis Diaz

17:49 11 Nov 23

Joseph Ajja

22:51 10 Nov 23

When I first of McGowan Mortgages I did not know them or feel comfortable with them helping me get into my first home. However, after speaking with Derek and his team and how they answered all my questions I decided to give them a shot. And I will say I was not disappointed not only did they get me a great interest rate but got me into home quick! I would recommended them to anyone looking to purchase or refinance their home! It was an amazing experience working with this company

Stacie Green

04:57 10 Nov 23

Derek and his team at McGowan Mortgages go above and beyond to help their clients. He consistently shares information to help buyers and realtors navigate through any market and make homeownership possible. Looking for a lender that will work hard for you; look no further.

Tracy White-Baldrige

03:40 10 Nov 23

You worked very hard for our buyer. You made sure you got her the best rate, and the communication throughout the transaction was exceptional. I'm grateful you were able to get us to the closing table. Thanks for making a difficult deal, easy.Tracy White-BaldridgeReeceNicholsRealtor

New Conforming Loan Limits for 2025

Here are the 2025 Conforming Loan Limits in Missouri

How Higher Conforming Loan Limits for 2025 Benefit Homebuyers

Buy a Home in Missouri or Beyond

See What Our Clients Are Saying About Us!

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